Gen Z Surges Ahead As Vanguard Warns Baby Boomers Face $9,000 Annual Retirement Shortfall In America's New Savings Divide

Benzinga_recent_news11-30

A new Vanguard analysis shows younger workers gaining unexpected momentum on retirement preparedness even as millions of baby boomers confront widening savings gaps. Vanguard's 2025 Retirement Outlook...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2587385799?lang=en_US&edition=fundamental","thumbnail":"https://cdn.benzinga.com/files/images/story/2025/11/30/Retirement-Investors-Quietly-Moved-From-.jpeg?optimize=medium&dpr=2&auto=webp&width=120","is_english":true,"pubTime":"2025-11-30 16:33","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2587385799","market":"us","top_or_hot":-1,"title":"Gen Z Surges Ahead As Vanguard Warns Baby Boomers Face $9,000 Annual Retirement Shortfall In America's New Savings Divide","media":"Benzinga_recent_news","content":"<div>\n<p>A new Vanguard analysis shows younger workers gaining unexpected momentum on retirement preparedness even as millions of baby boomers confront widening savings gaps.\nVanguard's 2025 Retirement Outlook...</p>\n\n<a href=\"https://www.benzinga.com/personal-finance/financial-advisors/25/11/49126323/gen-z-surges-ahead-as-vanguard-warns-baby-boomers-face-9000-annual-retirement-shortfall-in-americas-new-savings-divide\">Source Link</a>\n\n</div>\n","source":"benzinga_recent_news","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Gen Z Surges Ahead As Vanguard Warns Baby Boomers Face $9,000 Annual Retirement Shortfall In America's New Savings Divide</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGen Z Surges Ahead As Vanguard Warns Baby Boomers Face $9,000 Annual Retirement Shortfall In America's New Savings Divide\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-11-30 16:33 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.benzinga.com/personal-finance/financial-advisors/25/11/49126323/gen-z-surges-ahead-as-vanguard-warns-baby-boomers-face-9000-annual-retirement-shortfall-in-americas-new-savings-divide><strong>Benzinga_recent_news</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>A new Vanguard analysis shows younger workers gaining unexpected momentum on retirement preparedness even as millions of baby boomers confront widening savings gaps.\nVanguard's 2025 Retirement Outlook...</p>\n\n<a href=\"https://www.benzinga.com/personal-finance/financial-advisors/25/11/49126323/gen-z-surges-ahead-as-vanguard-warns-baby-boomers-face-9000-annual-retirement-shortfall-in-americas-new-savings-divide\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"GEN","symbol_name":"GEN DIGITAL INC","start_time":0,"source_url":"https://www.benzinga.com/personal-finance/financial-advisors/25/11/49126323/gen-z-surges-ahead-as-vanguard-warns-baby-boomers-face-9000-annual-retirement-shortfall-in-americas-new-savings-divide","article_id":"2587385799","we_media_id":null,"thumbnails":["https://cdn.benzinga.com/files/images/story/2025/11/30/Retirement-Investors-Quietly-Moved-From-.jpeg?optimize=medium&dpr=2&auto=webp&width=120"],"rights":{"source":"benzinga_recent_news","url":"https://www.benzinga.com/personal-finance/financial-advisors/25/11/49126323/gen-z-surges-ahead-as-vanguard-warns-baby-boomers-face-9000-annual-retirement-shortfall-in-americas-new-savings-divide","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2587385799","pubTimestamp":1764491580,"columns":[],"sourceInfo":{"source_id":"benzinga_recent_news","name":"Benzinga"},"weMediaInfo":null,"summary":"Gen Z and millennials are more retirement-ready than baby boomers, thanks to better plan features. Access to DC plans doubles success rates.","collect":0,"end_time":0,"defaultTopTitle":"benzinga.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"GEN":"GEN DIGITAL INC","LU2286300806.USD":"Allianz Cyber Security AT Acc USD","BK4585":"ETF&股票定投概念","BK4097":"系统软件","BK4588":"碎股"},"translate_title":"先锋集团警告婴儿潮一代在美国新的储蓄鸿沟中面临每年9,000美元的退休缺口，Z世代飙升","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"GEN":1.5},"content_text":"A new Vanguard analysis shows younger workers gaining unexpected momentum on retirement preparedness even as millions of baby boomers confront widening savings gaps.\nVanguard's 2025 Retirement Outlook shows Gen Z and millennials outpacing older generations on retirement readiness, reported Vanguard. \nNearly half of Gen Z workers and 42% of millennials are on track to maintain their standard of living, compared with 40% of baby boomers nearing retirement. \n\"Younger workers are benefiting from better plan design features like autoenrollment, automatic escalation of saving rates over time, and investment in qualified default investment alternatives, but managing debt remains essential,\" said Nicky Zhang, a Vanguard investment strategist and co-author of the research.\nThe report finds workers with access to defined contribution plans are nearly twice as likely to be on track for retirement—54% versus 28% without access. \nVanguard estimates six in 10 Americans would be on track if every worker had a plan.\nBaby boomers face the toughest terrain. The median boomer is projected to fall $9,000 short annually, about a quarter of expected expenses. \nCo-author Fu Tan said modest changes can help: \"For many, the path to greater retirement security isn't about dramatic sacrifices. It can be achieved by making smart use of retirement plans and savings vehicles, considering part-time work, or simply allowing a bit more time before retiring.\"\nSee Also: Ronald Reagan ‘Didn’t Love Tariffs,’ Says Economist Paul Krugman: He Repeatedly Emphasized ‘The Virtues of Free Trade’\nFinancial personality Vincent Chan said retirees could make a $500,000 portfolio work by keeping expenses low, using a 4.7% withdrawal rate and relying on long-term growth. \nHe assumed a 9% annual return and noted the portfolio could still grow if retirees avoided panic-selling and lived modestly. \nChan also recommended taking withdrawals from traditional accounts up to the standard deduction so married couples could keep $23,500 a year tax-free, while allowing Roth IRAs to continue growing.\nEarlier, retirement expert Brandon Buckingham warned that failing to update IRA beneficiary forms was one of the most costly mistakes investors made, with some leaving outdated or missing names despite forms overriding a will. \nWith 57.9 million U.S. households holding IRAs as of mid-2024, he said keeping beneficiary designations current had become increasingly critical.\nRead Next:\nDisclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.\nPhoto courtesy: Shutterstock/ mayam_studio","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.35.9","shortVersion":"4.35.9","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2587385799","isCrawlerRequest":true}