Royal Bank of Canada Q4 adjusted EPS beats estimates on strong performance across segments

Reuters12-03
Royal Bank of Canada Q4 adjusted EPS beats estimates on strong performance across segments

Overview

  • Royal Bank of Canada Q4 revenue beats estimates, driven by strong segment performance

  • Adjusted EPS for Q4 exceeds analyst expectations

  • Company reports Q4 net income of C$5.4 bln, up 29% year-over-year

Outlook

  • RBC revises 2026 ROE financial objective to 17%+

Result Drivers

  • PERSONAL BANKING - Higher net interest income driven by increased spreads and volume growth in Personal Banking

  • COMMERCIAL BANKING - Higher average loans and deposits drove revenue growth, offset by increased provisions for credit losses

  • WEALTH MANAGEMENT - Growth in fee-based client assets and transactional revenue contributed to increased net income

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q4 Revenue

Beat

C$17.21 bln

C$16.41 bln (6 Analysts)

Q4 Adjusted EPS

Beat

C$3.85

C$3.45 (7 Analysts)

Q4 EPS

C$3.76

Q4 Net Income

C$5.43 bln

Q4 CET1 Capital Ratio

13.50%

Q4 Provision for credit losses

C$1.007 bln

Q4 ROE

16.80%

Analyst Coverage

  • The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 13 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the banks peer group is "buy"

  • Wall Street's median 12-month price target for Royal Bank of Canada is C$222.50, about 2.8% above its December 2 closing price of C$216.21

  • The stock recently traded at 14 times the next 12-month earnings vs. a P/E of 14 three months ago

Press Release: ID:nCNWfJynqa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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