Does MetLife’s US$10 Billion Annuity Reinsurance Shift Redefine The Bull Case For MET?

Simply Wall St.12-07

MetLife recently completed a US$10.00 billion reinsurance transaction with Talcott Resolution Life Insurance Company, transferring a block of U.S. retail variable annuity and rider reserves to improve...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2589821013?lang=en_US&edition=fundamental","thumbnail":"https://images.simplywall.st/asset/company-cover/185648-main-header/1756254256025","is_english":true,"pubTime":"2025-12-07 01:24","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2589821013","market":"sg","top_or_hot":-1,"title":"Does MetLife’s US$10 Billion Annuity Reinsurance Shift Redefine The Bull Case For MET?","media":"Simply Wall St.","content":"<div>\n<p>MetLife recently completed a US$10.00 billion reinsurance transaction with Talcott Resolution Life Insurance Company, transferring a block of U.S. retail variable annuity and rider reserves to improve...</p>\n\n<a href=\"https://simplywall.st/stocks/us/insurance/nyse-met/metlife/news/does-metlifes-us10-billion-annuity-reinsurance-shift-redefin\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Does MetLife’s US$10 Billion Annuity Reinsurance Shift Redefine The Bull Case For MET?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nDoes MetLife’s US$10 Billion Annuity Reinsurance Shift Redefine The Bull Case For MET?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-12-07 01:24 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/insurance/nyse-met/metlife/news/does-metlifes-us10-billion-annuity-reinsurance-shift-redefin><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>MetLife recently completed a US$10.00 billion reinsurance transaction with Talcott Resolution Life Insurance Company, transferring a block of U.S. retail variable annuity and rider reserves to improve...</p>\n\n<a href=\"https://simplywall.st/stocks/us/insurance/nyse-met/metlife/news/does-metlifes-us10-billion-annuity-reinsurance-shift-redefin\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU1291159041.SGD","symbol_name":"CPR Invest - Global Silver Age A2 Acc SGD-H","start_time":0,"source_url":"https://simplywall.st/stocks/us/insurance/nyse-met/metlife/news/does-metlifes-us10-billion-annuity-reinsurance-shift-redefin","article_id":"2589821013","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/company-cover/185648-main-header/1756254256025"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/insurance/nyse-met/metlife/news/does-metlifes-us10-billion-annuity-reinsurance-shift-redefin","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2589821013","pubTimestamp":1765041883,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"MetLife recently completed a US$10.00 billion reinsurance transaction with Talcott Resolution Life Insurance Company, transferring a block of U.S. retail variable annuity and rider reserves to improve capital efficiency and financial flexibility.\nThis move, alongside solid third-quarter 2025 results featuring robust investment income and strong Asia sales, highlights MetLife’s push to sharpen its balance sheet while growing fee-oriented retirement and benefits businesses.\nWe’ll now examine...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"LU1291159041.SGD":"CPR Invest - Global Silver Age A2 Acc SGD-H","LU1989771016.USD":"东方汇理环球老龄化投资基金 A2 Acc","LU1989772923.USD":"CPR Invest - Climate Action A2 Acc USD-H","MET":"大都会人寿","LU1496350502.SGD":"FRANKLIN DIVERSIFIED DYNAMIC \"A\" (SGDHDG) ACC","BK4588":"碎股","BK4585":"ETF&股票定投概念","BK4162":"人寿与健康保险","LU1989772840.SGD":"CPR Invest - Climate Action A2 Acc SGD-H"},"translate_title":"大都会人寿100亿美元的年金再保险转变是否重新定义了大都会人寿的牛市？","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"MET":1.5},"content_text":"MetLife recently completed a US$10.00 billion reinsurance transaction with Talcott Resolution Life Insurance Company, transferring a block of U.S. retail variable annuity and rider reserves to improve capital efficiency and financial flexibility. This move, alongside solid third-quarter 2025 results featuring robust investment income and strong Asia sales, highlights MetLife’s push to sharpen its balance sheet while growing fee-oriented retirement and benefits businesses. We’ll now examine how this large reinsurance deal could reshape MetLife’s investment narrative, particularly its emphasis on asset-light, fee-based growth. These 13 companies survived and thrived after COVID and have the right ingredients to survive Trump's tariffs. Discover why before your portfolio feels the trade war pinch.AdvertisementMetLife Investment Narrative RecapTo own MetLife, you need to believe it can convert its global insurance and retirement footprint into steadier, capital-light earnings while managing credit and interest rate pressures. The US$10.0 billion variable annuity reinsurance deal fits this story by freeing up capital for fee-oriented lines, but it does not remove the key near term risk around commercial mortgage loan losses and related reserve needs. Alongside the Talcott transaction, MetLife’s recent US$12.0 billion of new pension risk transfer mandates underline how the company is leaning into asset-light, fee-based retirement solutions as a growth engine. Together, these moves could make earnings less sensitive to spread income and reserve volatility, which matters if investment margins or Asia’s variable investment income stay uneven. Yet, against this push toward asset-light growth, investors should still be aware of how commercial mortgage loan credit stress could... Read the full narrative on MetLife (it's free!)MetLife's narrative projects $83.8 billion revenue and $6.3 billion earnings by 2028. This requires 4.7% yearly revenue growth and a roughly $2.2 billion earnings increase from $4.1 billion today.Uncover how MetLife's forecasts yield a $93.00 fair value, a 18% upside to its current price.Exploring Other PerspectivesMET Community Fair Values as at Dec 2025 Three members of the Simply Wall St Community currently see MetLife’s fair value between US$91 and about US$147, showing a wide span of opinions. You can set those views against the recent focus on asset-light, fee-based expansion, which could matter if investment income or credit quality move in ways that challenge today’s earnings mix.Explore 3 other fair value estimates on MetLife - why the stock might be worth just $91.00!Build Your Own MetLife NarrativeDisagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.A great starting point for your MetLife research is our analysis highlighting 3 key rewards and 1 important warning sign that could impact your investment decision.Our free MetLife research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate MetLife's overall financial health at a glance.Seeking Other Investments?Our daily scans reveal stocks with breakout potential. Don't miss this chance:This technology could replace computers: discover 28 stocks that are working to make quantum computing a reality.We've found 15 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free.Outshine the giants: these 26 early-stage AI stocks could fund your retirement.  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.New: Manage All Your Stock Portfolios in One PlaceWe've created the ultimate portfolio companion for stock investors, and it's free.• Connect an unlimited number of Portfolios and see your total in one currency• Be alerted to new Warning Signs or Risks via email or mobile• Track the Fair Value of your stocksTry a Demo Portfolio for FreeHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.35.12","shortVersion":"4.35.12","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2589821013","isCrawlerRequest":true}