Bread Financial Reports Lower Delinquency and Net Loss Rates for November 2025

Reuters12-10

Bread Financial Reports Lower Delinquency and Net Loss Rates for November 2025

Bread Financial Holdings Inc. reported its performance update for November 2025. The company's end-of-period credit card and other loans stood at $18.09 billion, slightly down from $18.14 billion in November 2024. The average credit card and other loans were $17.78 billion, reflecting a 1% year-over-year decrease. The delinquency rate as of November 30, 2025, was 6.0%, compared to 6.2% in the same period the previous year. Net principal losses for November 2025 were $109 million, down from $118 million in November 2024. The net loss rate was 7.4%, compared to 8.0% in the prior year. As of November 30, 2025, principal for 30 days or more delinquencies was $967 million, down from $1.03 billion as of November 30, 2024. Period-ended credit card and other loans principal totaled $16.25 billion, compared to $16.70 billion a year earlier.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bread Financial Holdings Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9599598-en) on December 10, 2025, and is solely responsible for the information contained therein.

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The company's end-of-period credit card and other loans stood at $18.09 billion, slightly down from $18.14 billion in November 2024. The average credit card and other loans were $17.78 billion, reflecting a 1% year-over-year decrease. The delinquency rate as of November 30, 2025, was 6.0%, compared to 6.2% in the same period the previous year. Net principal losses for November 2025 were $109 million, down from $118 million in November 2024. The net loss rate was 7.4%, compared to 8.0% in the prior year. As of November 30, 2025, principal for 30 days or more delinquencies was $967 million, down from $1.03 billion as of November 30, 2024. 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The company's end-of-period credit card and other loans stood at $18.09 billion, slightly down from $18.14 billion in November 2024. The average credit card and other loans were $17.78 billion, reflecting a 1% year-over-year decrease. The delinquency rate as of November 30, 2025, was 6.0%, compared to 6.2% in the same period the previous year. Net principal losses for November 2025 were $109 million, down from $118 million in November 2024. The net loss rate was 7.4%, compared to 8.0% in the prior year. As of November 30, 2025, principal for 30 days or more delinquencies was $967 million, down from $1.03 billion as of November 30, 2024. 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ID: GNW9599598-en) on December 10, 2025, and is solely responsible for the information contained therein.</span></em>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4585","symbol_name":"ETF&股票定投概念","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251210:nNDL75Sp7P:1","article_id":"2590584477","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2590584477","pubTimestamp":1765369822,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Bread Financial Holdings Inc. reported its performance update for November 2025. 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The company's end-of-period credit card and other loans stood at $18.09 billion, slightly down from $18.14 billion in November 2024. The average credit card and other loans were $17.78 billion, reflecting a 1% year-over-year decrease. The delinquency rate as of November 30, 2025, was 6.0%, compared to 6.2% in the same period the previous year. Net principal losses for November 2025 were $109 million, down from $118 million in November 2024. The net loss rate was 7.4%, compared to 8.0% in the prior year. As of November 30, 2025, principal for 30 days or more delinquencies was $967 million, down from $1.03 billion as of November 30, 2024. Period-ended credit card and other loans principal totaled $16.25 billion, compared to $16.70 billion a year earlier.\n      \n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. 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ID: GNW9599598-en) on December 10, 2025, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport,express","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.35.11","shortVersion":"4.35.11","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2590584477","isCrawlerRequest":true}