Kaspi.kz’s Strong Q3 Fintech Gains and “Pay by Palm” Innovation Might Change The Case For Investing In Kaspi.kz (KSPI)

Simply Wall St.12-14

Kaspi.kz recently reported Q3 2025 results showing 20% year-over-year revenue growth, strong fintech segment expansion, and progress toward launching its “Pay by Palm” biometric payment feature by ...

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0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nKaspi.kz’s Strong Q3 Fintech Gains and “Pay by Palm” Innovation Might Change The Case For Investing In Kaspi.kz (KSPI)\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-12-14 04:25 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/diversified-financials/nasdaq-kspi/kaspikz/news/kaspikzs-strong-q3-fintech-gains-and-pay-by-palm-innovation><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Kaspi.kz recently reported Q3 2025 results showing 20% year-over-year revenue growth, strong fintech segment expansion, and progress toward launching its “Pay by Palm” biometric payment feature by ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nasdaq-kspi/kaspikz/news/kaspikzs-strong-q3-fintech-gains-and-pay-by-palm-innovation\">Source 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This combination of solid financial performance and ongoing platform innovation highlights how Kaspi.kz is deepening its ecosystem while broadening future monetization avenues. We’ll now examine how Kaspi.kz’s strong Q3 fintech performance and upcoming “Pay by Palm” launch could shape its broader investment narrative. These 11 companies survived and thrived after COVID and have the right ingredients to survive Trump's tariffs. Discover why before your portfolio feels the trade war pinch.Kaspi.kz Investment Narrative RecapTo own Kaspi.kz, you need to believe its super-app can keep converting Kazakhstan’s digital adoption into profitable growth while managing regulatory and funding pressures. The latest Q3 results support that core thesis, but JPMorgan’s softer 2026 fintech outlook and labor market concerns could temper enthusiasm around the near term fintech margin recovery, which remains the key catalyst. The biggest risk, heavy capital and execution demands in Turkey, is largely unchanged by this news. In this context, the upcoming “Pay by Palm” launch is especially relevant, because it reinforces Kaspi.kz’s push to deepen engagement in its payments ecosystem, a central driver behind its fintech revenue growth and cross selling potential. If adoption scales, it could help offset any slowdown in traditional fintech volumes, but it will still sit alongside the more complex challenge of integrating and monetizing Hepsiburada in Turkey. But while the fintech story looks compelling, investors should be aware that Kaspi.kz’s expansion in Turkey could... Read the full narrative on Kaspi.kz (it's free!)Kaspi.kz's narrative projects KZT5094.9 billion revenue and KZT1669.2 billion earnings by 2028. This requires 17.0% yearly revenue growth and a KZT578.2 billion earnings increase from KZT1091.0 billion today.Uncover how Kaspi.kz's forecasts yield a $108.57 fair value, a 42% upside to its current price.Exploring Other PerspectivesKSPI 1-Year Stock Price Chart Eighteen fair value estimates from the Simply Wall St Community span roughly US$92 to US$314 per share, underlining how far apart individual views can be. You can weigh these against concerns that rising competition in core and new markets may pressure Kaspi.kz’s take rates and margins over time, with meaningful implications for how the business performs if top line growth slows.Explore 18 other fair value estimates on Kaspi.kz - why the stock might be worth just $92.05!Build Your Own Kaspi.kz NarrativeDisagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.A great starting point for your Kaspi.kz research is our analysis highlighting 4 key rewards and 1 important warning sign that could impact your investment decision.Our free Kaspi.kz research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Kaspi.kz's overall financial health at a glance.Contemplating Other Strategies?Early movers are already taking notice. See the stocks they're targeting before they've flown the coop:Find companies with promising cash flow potential yet trading below their fair value.Explore 27 top quantum computing companies leading the revolution in next-gen technology and shaping the future with breakthroughs in quantum algorithms, superconducting qubits, and cutting-edge research.Outshine the giants: these 26 early-stage AI stocks could fund your retirement.  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.Mobile Infrastructure for Defense and DisasterThe next wave in robotics isn't humanoid. Its fully autonomous towers delivering 5G, ISR, and radar in under 30 minutes, anywhere.Get the investor briefing before the next round of contractsSponsored On Behalf of CiTechValuation is complex, but we're here to simplify it.Discover if Kaspi.kz might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. 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