Freddie Mac Reports 30-Year Mortgage Rate Drops to 6.21 Percent

Reuters01:01

<a href="https://laohu8.com/S/FMCCG">Freddie Mac</a> Reports 30-Year Mortgage Rate Drops to 6.21 Percent

Freddie Mac has released the results of its Primary Mortgage Market Survey® (PMMS®), reporting that the average 30-year fixed-rate mortgage (FRM) as of December 18, 2025, was 6.21%, a slight decrease from the previous week’s average of 6.22%. This rate is down from 6.72% recorded one year ago. The 15-year FRM averaged 5.47%, compared to 5.54% the prior week and 5.92% a year earlier. The PMMS® survey focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with excellent credit and a 20% down payment. Freddie Mac noted that purchase applications are 10% higher than the same period last year.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Freddie Mac - Federal Home Loan Mortgage Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9604605) on December 18, 2025, and is solely responsible for the information contained therein.

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This rate is down from 6.72% recorded one year ago. The 15-year FRM averaged 5.47%, compared to 5.54% the prior week and 5.92% a year earlier. The PMMS® survey focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with excellent credit and a 20% down payment. <a href=\"https://laohu8.com/S/FMCCI\">Freddie Mac</a> noted that purchase applications are 10% higher than the same period last year.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<i>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. 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This rate is down from 6.72% recorded one year ago. The 15-year FRM averaged 5.47%, compared to 5.54% the prior week and 5.92% a year earlier. The PMMS® survey focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with excellent credit and a 20% down payment. <a href=\"https://laohu8.com/S/FMCCI\">Freddie Mac</a> noted that purchase applications are 10% higher than the same period last year.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<i>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. <a href=\"https://laohu8.com/S/FMCCJ\">Freddie Mac</a> - Federal <a href=\"https://laohu8.com/S/HLFN\">Home Loan</a> Mortgage Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9604605) on December 18, 2025, and is solely responsible for the information contained therein.</span></i>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"IE00BGHQF748.EUR","symbol_name":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (EUR) ACC","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251218:nNDL9Wm4BQ:1","article_id":"2592183526","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2592183526","pubTimestamp":1766077265,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Freddie Mac has released the results of its Primary Mortgage Market Survey , reporting that the average 30-year fixed-rate mortgage  as of December 18, 2025, was 6.21%, a slight decrease from the previous week’s average of 6.22%. This rate is down from 6.72% recorded one year ago. The 15-year FRM averaged 5.47%, compared to 5.54% the prior week and 5.92% a year earlier. The PMMS survey focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with excellent credit and a 20% down payment. Freddie Mac noted that purchase applications are 10% higher than the same period last year.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Freddie Mac - Federal Home Loan Mortgage Corporation published the original content","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"IE00BGHQF748.EUR":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (EUR) ACC","BK4588":"碎股","SG9999014039.USD":"UNITED GLOBAL DURABLE EQUITIES (USDHDG) INC","LU2095319765.USD":"Natixis Thematics Subscription Economy R/A USD","BK4112":"金融交易所和数据","SG9999014021.USD":"UNITED GLOBAL DURABLE EQUITIES (USDHDG) ACC","LU2210150020.SGD":"Natixis Thematics Subscription Economy R/A SGD","IE00B64PRP62.GBP":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (GBP) ACC","SG9999014005.SGD":"United Global Durable Equities Fund Acc SGD","IE00B3QW5Z07.USD":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (USD) ACC","SG9999014013.SGD":"United Global Durable Equities Fund Dis SGD","BK4229":"商业和住宅抵押贷款融资","LU2210149790.SGD":"Natixis Thematics Subscription Economy R/A SGD-H","BK4195":"互助储蓄与抵押信贷金融服务","FMCC":"房地美","IE00BKPKM429.USD":"NEUBERGER BERMAN GLOBAL SUSTAINABLE EQUITY \"A\" (USD) ACC","LU0314104364.USD":"MANULIFE GF AMERICAN GROWTH \"AA\" (USD) INC","BK4585":"ETF&股票定投概念","NDAQ":"纳斯达克OMX交易所"},"translate_title":"房地美报告30年期抵押贷款利率降至6.21%","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"FMCC":0.9,"NDAQ":0.9},"content_text":"Freddie Mac Reports 30-Year Mortgage Rate Drops to 6.21 Percent\n    \n\nFreddie Mac has released the results of its Primary Mortgage Market Survey® (PMMS®), reporting that the average 30-year fixed-rate mortgage (FRM) as of December 18, 2025, was 6.21%, a slight decrease from the previous week’s average of 6.22%. This rate is down from 6.72% recorded one year ago. The 15-year FRM averaged 5.47%, compared to 5.54% the prior week and 5.92% a year earlier. The PMMS® survey focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with excellent credit and a 20% down payment. Freddie Mac noted that purchase applications are 10% higher than the same period last year.\n      \n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Freddie Mac - Federal Home Loan Mortgage Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. 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