'I Don't Want People Trying To Use Me,' Says Woman With A $3M Trust Who Drives A 'Sensible' Car To Blend In As Middle Class

Benzinga_recent_news2025-12-28

A private inheritance has left one woman questioning how honesty fits into modern dating. After inheriting about $3 million through a trust, a poster described her situation on r/AskMenAdvice ...

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After inheriting about $3 million through a trust, a poster described her situation on r/AskMenAdvice subreddit. \nShe wrote that she lives intentionally below what people might expect and is weighing when — or whether — to disclose her finances to potential partners.\nThe original poster wrote that the inheritance came from a loved one who passed away and was structured as a trust that restricts access to most of the money. She receives only a small annual distribution and cannot withdraw from the bulk of the principal. \nDon't Miss:\nThe trust is invested based on guidance from multiple financial advisers. Knowledge of the arrangement is limited to a few family members and one friend.\nShe added that she lives in the U.S., works about 30 hours a week in a lower-paying medical role, and appears middle class at first glance.\nThe OP wrote that she is financially secure and no longer needs to save for retirement, but does not live what she described as a luxurious life. She rents a slightly worn but comfortable mid-range apartment and drives what she described as a \"sensible\" and safe car, chosen for its safety features rather than status.\n\"I don't want people trying to use me,\" she wrote in the post, adding that she also wants to avoid complicating friendships or relationships. She explained that she did not earn the money and sees no benefit in sharing details about the trust.\nHer combined earned income and trust distributions total less than $100,000 a year, according to the post. She continues working despite not needing to for financial survival.\nTrending: Missed Tesla? EnergyX Is Tackling the Next $200 Billion Opportunity — Lithium\nThe OP asked how and when to disclose the trust without appearing secretive or creating discomfort. She wrote that disclosing early felt unnecessary, while waiting longer could lead financially literate partners to question how her lifestyle aligns with her income.\nShe wrote that she prefers to date men who are financially literate, reasonably comfortable, and living a similar lifestyle. She added that she does not want a partner's money and does not want her own finances to become a source of emotional strain or conflict in a relationship.\n\"My thought is keep this to yourself. No reason to bring it up, especially in early stages,\" one commenter wrote. The post drew responses that emphasized keeping financial details private, particularly in early dating. \nAnother Redditor added, \"It's really this simple. 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