BUZZ-Florida-focused insurers set to end 2025 on high as momentum extends

Reuters01-01

BUZZ-Florida-focused insurers set to end 2025 on high as momentum extends

** Florida-focused insurers Heritage Insurance HRTG.N, Universal Insurance UVE.N, and HCI Group HCI.N set to end 2025 on a high note

** Legislative reforms introduced in 2022 have significantly improved the property insurance landscape in Florida, a market where some large national insurers have scaled back their presence in recent years due to frequent natural disasters

** The reforms have resulted in a significant drop in litigation claim frequency as well as attracted new entrants to Florida’s insurance market, analysts have said

** IPOs: Florida-based American Integrity Insurance AII.N and Slide Insurance SLDE.O, and Exzeo Group XZO.N also went public in New York in 2025

Company	2025 YTD	2024	2023
Heritage Insurance	140.5%	85.6%	262.2%
Universal Insurance	60.4%	32.6%	52.1%
HCI Group	64.4%	33.3%	120.8%

Florida-focused insurers end 2025 on high note https://reut.rs/4q1KELn

(Reporting by Arasu Kannagi Basil in Bengaluru)

((ArasuKannagi.Basil@thomsonreuters.com;))

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2600706638?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-01-01 03:16","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2600706638","market":"fut","top_or_hot":-1,"title":"BUZZ-Florida-focused insurers set to end 2025 on high as momentum extends","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>BUZZ-Florida-focused insurers set to end 2025 on high as momentum extends</title></head><body><p>** Florida-focused insurers <a href=\"https://laohu8.com/S/HRTG\">Heritage Insurance</a> <span>HRTG.N</span>, Universal Insurance <span>UVE.N</span>, and HCI Group <span>HCI.N</span> set to end 2025 on a high note</p><p>** Legislative reforms introduced in 2022 have significantly improved the property insurance landscape in Florida, a market where some large national insurers have scaled back their presence in recent years due to frequent natural disasters</p><p>** The reforms have resulted in a significant drop in litigation claim frequency as well as attracted new entrants to Florida’s insurance market, analysts have said</p><p>** IPOs: Florida-based <a href=\"https://laohu8.com/S/AII\">American Integrity Insurance</a> <span>AII.N</span> and Slide Insurance <span>SLDE.O</span>, and <a href=\"https://laohu8.com/S/XZO\">Exzeo Group</a> <span>XZO.N</span> also went public in New York in 2025</p><table><tbody><tr><td><p><span>Company</span></p></td><td><p><span>2025 YTD</span></p></td><td><p><span>2024 </span></p></td><td><p><span>2023</span></p></td></tr><tr><td><p>Heritage Insurance</p></td><td><p>140.5%</p></td><td><p>85.6%</p></td><td><p>262.2%</p></td></tr><tr><td><p>Universal Insurance</p></td><td><p>60.4%</p></td><td><p>32.6%</p></td><td><p>52.1%</p></td></tr><tr><td><p>HCI Group</p></td><td><p>64.4%</p></td><td><p>33.3%</p></td><td><p>120.8%</p></td></tr></tbody></table><div><p><span>Florida-focused insurers end 2025 on high note https://reut.rs/4q1KELn</span></p></div><p> (Reporting by Arasu Kannagi Basil in Bengaluru)</p><p> ((ArasuKannagi.Basil@thomsonreuters.com;))</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>BUZZ-Florida-focused insurers set to end 2025 on high as momentum extends</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBUZZ-Florida-focused insurers set to end 2025 on high as momentum extends\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2026-01-01 03:16</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>BUZZ-Florida-focused insurers set to end 2025 on high as momentum extends</title></head><body><p>** Florida-focused insurers <a href=\"https://laohu8.com/S/HRTG\">Heritage Insurance</a> <span>HRTG.N</span>, Universal Insurance <span>UVE.N</span>, and HCI Group <span>HCI.N</span> set to end 2025 on a high note</p><p>** Legislative reforms introduced in 2022 have significantly improved the property insurance landscape in Florida, a market where some large national insurers have scaled back their presence in recent years due to frequent natural disasters</p><p>** The reforms have resulted in a significant drop in litigation claim frequency as well as attracted new entrants to Florida’s insurance market, analysts have said</p><p>** IPOs: Florida-based <a href=\"https://laohu8.com/S/AII\">American Integrity Insurance</a> <span>AII.N</span> and Slide Insurance <span>SLDE.O</span>, and <a href=\"https://laohu8.com/S/XZO\">Exzeo Group</a> <span>XZO.N</span> also went public in New York in 2025</p><table><tbody><tr><td><p><span>Company</span></p></td><td><p><span>2025 YTD</span></p></td><td><p><span>2024 </span></p></td><td><p><span>2023</span></p></td></tr><tr><td><p>Heritage Insurance</p></td><td><p>140.5%</p></td><td><p>85.6%</p></td><td><p>262.2%</p></td></tr><tr><td><p>Universal Insurance</p></td><td><p>60.4%</p></td><td><p>32.6%</p></td><td><p>52.1%</p></td></tr><tr><td><p>HCI Group</p></td><td><p>64.4%</p></td><td><p>33.3%</p></td><td><p>120.8%</p></td></tr></tbody></table><div><p><span>Florida-focused insurers end 2025 on high note https://reut.rs/4q1KELn</span></p></div><p> (Reporting by Arasu Kannagi Basil in Bengaluru)</p><p> ((ArasuKannagi.Basil@thomsonreuters.com;))</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"AII","symbol_name":"American Integrity Insurance Group, Inc.","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251231:nL6N3Y10C2:1","article_id":"2600706638","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2600706638","pubTimestamp":1767208585,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"BUZZ-Florida-focused insurers set to end 2025 on high as momentum extends** Florida-focused insurers Heritage Insurance HRTG.N, Universal Insurance UVE.N, and HCI Group HCI.N set to end 2025 on a high","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"AII":"American Integrity Insurance Group, Inc.","XZO":"Exzeo Group","HRTG":"Heritage Insurance Holdings","BK4107":"财产与意外伤害保险","UVE":"万全保险","HCI":"HCI集团","SLDE":"Slide Insurance Holdings Inc."},"translate_title":"BUZZ——随着势头的扩大，专注于佛罗里达州的保险公司将在2025年底保持高位","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"SLDE":0.9,"UVE":0.9,"AII":0.9,"HCI":0.9,"XZO":0.9,"HRTG":0.9},"content_text":"BUZZ-Florida-focused insurers set to end 2025 on high as momentum extends** Florida-focused insurers Heritage Insurance HRTG.N, Universal Insurance UVE.N, and HCI Group HCI.N set to end 2025 on a high note** Legislative reforms introduced in 2022 have significantly improved the property insurance landscape in Florida, a market where some large national insurers have scaled back their presence in recent years due to frequent natural disasters** The reforms have resulted in a significant drop in litigation claim frequency as well as attracted new entrants to Florida’s insurance market, analysts have said** IPOs: Florida-based American Integrity Insurance AII.N and Slide Insurance SLDE.O, and Exzeo Group XZO.N also went public in New York in 2025Company2025 YTD2024 2023Heritage Insurance140.5%85.6%262.2%Universal Insurance60.4%32.6%52.1%HCI Group64.4%33.3%120.8%Florida-focused insurers end 2025 on high note https://reut.rs/4q1KELn (Reporting by Arasu Kannagi Basil in Bengaluru) ((ArasuKannagi.Basil@thomsonreuters.com;))","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.36.0","shortVersion":"4.36.0","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2600706638","isCrawlerRequest":true}