** Deutsche Bank expects European insurers to grow book value by about 8%, earnings by 9% and offer dividend yield of 4.5% in 2026
** Says sector backed by strong capital and cash flow, outperforming the European market but lagging banks in recent years
** Notes life insurance could regain favour with "healthy" interest rates, particularly in the UK and Asia, while retail property and motor insurance pricing remains supportive
** Adds technology upgrades, including AI, should help cut costs and improve customer service
** Brokerage’s top picks are Aviva AV.L and AXA AXAF.PA among European composites; Admiral ADML.L in UK motor; AIA 1299.HK and Prudential PRU.L for Asia life
** Rates Allianz ALVG.DE, Zurich ZURN.S and Generali GASI.MI as "hold"
(Reporting by Mirko Miorelli)
((Mirko.miorelli@thomsonreuters.com))
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