** Shares of student loan provider SLM Corp SLM.O down 2.6% to $26.89
** J.P. Morgan downgrades to "underweight" from "neutral"; cuts PT to $25 from $29
** Cites President Trump's proposal requiring issuers to limit interest rates on credit cards to 10% for one year, with implementation expected by January 20
** Sees elevated cyclical credit risk as college graduates face tougher job market
** Believes that longer term, SLM’s business model will face structural challenges as value of college degree may be questioned due to increasing AI-driven disruptions
** 7 of 11 brokerages rate stock "buy" or higher, 2 "hold" and 2 "sell"; median PT is $33.50 - LSEG data
** Stock down ~2% in 2025
(Reporting by Sanskriti Shekhar in Bengaluru )
((Sanskriti.Shekhar@thomsonreuters.com))
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