Dave Ramsey Slams People Dreaming About The 1950s Ford Factory Worker Owning A Nice House, Says It Wasn't The Dream People Think It Was

Benzinga_recent_news01-11

Personal finance expert Dave Ramsey has a message for people nostalgic about the “good old days” of American homeownership: you’re looking at the past through rose-colored glasses. In a recent episode...

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No pulsating showers or jacuzzis or skylights.” \nDon't Miss:\nAccording to Ramsey, the photo in question depicted a modest 800-square-foot home, a car in the driveway, and a smiling family. He emphasized that while the setup may look appealing now, it was far from luxurious. “The yard is the size of most of you listening’s house,” he said. And the car from the photo? “It’s basically a lawnmower. We have lawnmowers that are fancier than that car now,” Ramsey joked.\nCo-host Jade Warshaw agreed, saying the real issue is that people are comparing today’s dream homes to yesterday’s starter homes. Ramsey added, “You would not do this today if we offered it to you. You would say, ‘Oh, the American Dream is broken. You want me to live in a tiny house?'”\nTo the hosts, the housing problem today isn't just about prices, but about lifestyle expectations and debt. “Most of the time when someone’s bitching about affordability, they’ve got a $1,200 car payment, a $200,000 student loan… and record credit card debt,” he said. “Of course you can’t afford a house.”\nTrending: An EA Co-Founder Shapes This VC Backed Marketplace—Now You Can Invest in Gaming's Next Big Platform Before the Raise Ends 1/19\nHe blamed corporate marketing, lending practices, and cultural expectations for pushing younger generations into financial traps. “These large banks have screwed these two generations and convinced them that they have to have what’s in your wallet to exist,” he said, referring to Samuel L. Jackson's ads for Capital One's credit cards. \nBoth hosts agreed that the path to homeownership is still possible, but it requires a mindset shift. “You cannot, on an average income, buy a median-priced house. You can’t. That is true. By the way, I don’t think it’s ever been true,” Ramsey said. Instead, they advised starting small, picking affordable towns, and living below your means.\nSee Also: GM-Backed EnergyX Is Solving the Lithium Supply Crisis — Invest Before They Scale Global Production\nFor those feeling priced out of the housing market but still wanting exposure to real estate, Lightstone DIRECT offers a new path. The platform gives accredited investors direct access to a $12 billion portfolio of professionally managed assets without middlemen; just institutional-grade deals.\nUnlike most crowdfunding platforms, Lightstone co-invests at least 20% in every deal, aligning their incentives with yours. It’s a smart alternative for anyone who wants to build wealth through real estate without taking on a mortgage or becoming a landlord.\nRead Next: Why Billionaires Like Warren Buffett Prefer Real Assets Over Speculation—Institutional Real Estate Is Now Accessible to Individuals\nImage: Shutterstock","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.36.0","shortVersion":"4.36.0","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2602755816","isCrawlerRequest":true}