Is It Too Late To Consider Kinsale Capital Group (KNSL) After Recent Share Price Strength?

Simply Wall St.01-09

Investors may be wondering if Kinsale Capital Group at around US$411 a share still offers value, or if most of the easy gains are already behind it. The stock has recently seen a 5.1% move over the ...

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The stock has recently seen a 5.1% move over the ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/insurance/nyse-knsl/kinsale-capital-group/news/is-it-too-late-to-consider-kinsale-capital-group-knsl-after\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is It Too Late To Consider Kinsale Capital Group (KNSL) After Recent Share Price Strength?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs It Too Late To Consider Kinsale Capital Group (KNSL) After Recent Share Price Strength?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-01-09 13:31 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/insurance/nyse-knsl/kinsale-capital-group/news/is-it-too-late-to-consider-kinsale-capital-group-knsl-after><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Investors may be wondering if Kinsale Capital Group at around US$411 a share still offers value, or if most of the easy gains are already behind it. The stock has recently seen a 5.1% move over the ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/insurance/nyse-knsl/kinsale-capital-group/news/is-it-too-late-to-consider-kinsale-capital-group-knsl-after\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"KNSL","symbol_name":"Kinsale Capital Group Inc.","start_time":0,"source_url":"https://simplywall.st/stocks/us/insurance/nyse-knsl/kinsale-capital-group/news/is-it-too-late-to-consider-kinsale-capital-group-knsl-after","article_id":"2602807328","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7214000-choice2-main-header/1585186746158"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/insurance/nyse-knsl/kinsale-capital-group/news/is-it-too-late-to-consider-kinsale-capital-group-knsl-after","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2602807328","pubTimestamp":1767936715,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"Investors may be wondering if Kinsale Capital Group at around US$411 a share still offers value, or if most of the easy gains are already behind it.\nThe stock has recently seen a 5.1% move over the last 7 days, 10.5% over 30 days and 4.8% year to date, while the 1 year return sits at a 2.4% decline and the 3 year and 5 year returns are 42.9% and 107.0% respectively.\nThese price moves come as investors continue to track Kinsale Capital Group's position in the specialty insurance space and...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"KNSL":"Kinsale Capital Group Inc.","BK4107":"财产与意外伤害保险"},"translate_title":"在最近股价走强之后，考虑金萨尔资本集团（KNSL）是否为时已晚？","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"KNSL":1.5},"content_text":"Investors may be wondering if Kinsale Capital Group at around US$411 a share still offers value, or if most of the easy gains are already behind it. The stock has recently seen a 5.1% move over the last 7 days, 10.5% over 30 days and 4.8% year to date, while the 1 year return sits at a 2.4% decline and the 3 year and 5 year returns are 42.9% and 107.0% respectively. These price moves come as investors continue to track Kinsale Capital Group's position in the specialty insurance space and assess how current conditions are feeding into expectations. Recent commentary has focused on how insurers are handling risk selection and pricing, which can influence how the market thinks about future profitability and justify shifts in the share price. On our checks, Kinsale Capital Group scores 2 out of 6 for undervaluation. We will unpack this using several valuation methods, then finish with a broader framework that can help you judge whether the current price really matches the story.  Kinsale Capital Group scores just 2/6 on our valuation checks. See what other red flags we found in the full valuation breakdown. AdvertisementApproach 1: Kinsale Capital Group Excess Returns Analysis The Excess Returns model looks at how much value a company may create over and above the return that shareholders are assumed to require. It starts from the book value of the equity, then adds the present value of future earnings that are above this required return. For Kinsale Capital Group, the inputs suggest relatively high profitability on shareholder capital. Book Value is $80.19 per share and the Stable EPS is $23.09 per share, based on weighted future Return on Equity estimates from 8 analysts. The Average Return on Equity is 21.10%. This is compared with a Cost of Equity of $7.61 per share and an Excess Return of $15.48 per share. The model also uses a Stable Book Value of $109.47 per share, sourced from weighted future Book Value estimates from 8 analysts. Combining these figures, the Excess Returns model arrives at an estimated intrinsic value of about $528.26 per share. Compared with a recent share price around $411, this framework implies the stock is roughly 22.2% undervalued. Result: UNDERVALUED Our Excess Returns analysis suggests Kinsale Capital Group is undervalued by 22.2%. Track this in your watchlist or portfolio, or discover 881 more undervalued stocks based on cash flows. KNSL Discounted Cash Flow as at Jan 2026 Head to the Valuation section of our Company Report for more details on how we arrive at this Fair Value for Kinsale Capital Group. Approach 2: Kinsale Capital Group Price vs Earnings For a profitable insurer like Kinsale Capital Group, the P/E ratio is a useful shorthand for what the market is paying for each dollar of earnings. It gives you a quick way to compare the share price with the company’s current earnings power, which is especially relevant when earnings are a central part of the investment story. What counts as a \"normal\" or \"fair\" P/E depends on how investors view a company’s growth prospects and risk. Higher expected growth or lower perceived risk can justify a higher multiple, while lower growth or higher risk usually means a lower one. Kinsale currently trades on a P/E of 20.17x. That is above the Insurance industry average of 12.80x and also above a peer average of 18.48x, so the market is attaching a higher earnings multiple than these broad benchmarks. Simply Wall St’s Fair Ratio for Kinsale is 13.17x. This is a proprietary estimate of what the P/E might be, given factors such as earnings growth, profit margins, risk profile, industry and market cap. Because it blends these company specific inputs, it can be more tailored than a simple comparison with industry or peer averages. Comparing the Fair Ratio of 13.17x with the actual P/E of 20.17x suggests the shares are trading above that modelled range. Result: OVERVALUED NYSE:KNSL P/E Ratio as at Jan 2026 P/E ratios tell one story, but what if the real opportunity lies elsewhere? Discover 1445 companies where insiders are betting big on explosive growth. Upgrade Your Decision Making: Choose your Kinsale Capital Group Narrative Earlier we mentioned that there is an even better way to understand valuation, so let us introduce you to Narratives. These are simple stories you create about Kinsale Capital Group that spell out your assumptions for future revenue, earnings, margins and fair value, then line that up against the current price to help you judge whether it looks attractive or not. On Simply Wall St, Narratives live in the Community page and are used by millions of investors as an easy tool that ties a company’s story to a financial forecast and then to a fair value that updates automatically when new news, earnings or guidance arrive, so you can quickly see if your view still holds. For Kinsale Capital Group, one investor might build a Narrative close to the higher analyst view. In that case a fair value closer to US$560 only looks reasonable if they are comfortable with assumptions like higher growth and a P/E around 25x. Another investor might lean toward the lower side, treating US$448 and a smaller multiple as more realistic. Your own Narrative can sit anywhere between those, depending on what you think is probable and how the resulting fair value compares with today’s price. Do you think there's more to the story for Kinsale Capital Group? Head over to our Community to see what others are saying! NYSE:KNSL 1-Year Stock Price Chart  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.Valuation is complex, but we're here to simplify it.Discover if Kinsale Capital Group might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. 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