American Bank Inc. reported record earnings for the fourth quarter (Q4) and full year (FY) ended December 31, 2025. Net income for Q4 reached USD 3.7 million, or USD 0.58 per diluted share, representing a 15.1 percent increase. For the full year, non-interest expense rose by 13.5 percent to USD 16.0 million. The operating expense to average asset ratio for Q4 was 1.58 percent. The effective tax rate for Q4 was 20.2 percent. American Bank Inc. remains classified as a "well capitalized" institution according to all regulatory capital standards.
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