Bank7 surpasses Q4 profit expectations on strong loan and deposit growth

Reuters01-15
Bank7 surpasses Q4 profit expectations on strong loan and deposit growth

Overview

  • Bank7's Q4 EPS of $1.12 beat analyst expectations

  • Net income for Q4 was $10.8 mln, beating analyst estimates

  • Company's total assets grew to $2.0 bln, up 12.87% yr/yr

Outlook

  • Bank7 did not provide specific financial guidance for 2026

Result Drivers

  • LOAN AND DEPOSIT GROWTH - Bank7 reported strong loan and deposit growth, contributing to its overall performance

  • ASSET AND LOAN EXPANSION - Total assets increased by 12.87% and total loans grew by 14.96% yr/yr, indicating expansion

  • STRONG CAPITAL LEVELS - Bank7 maintained capital levels significantly above regulatory requirements

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q4 Total interest income

$32.82 mln

Q4 EPS

Beat

$1.12

$1.05 (3 Analysts)

Q4 Net Income

Beat

$10.8 mln

$10.06 mln (3 Analysts)

Q4 Net Interest Income

$22.27 mln

Q4 Net Interest Margin

4.76%

Analyst Coverage

  • The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

  • Wall Street's median 12-month price target for Bank7 Corp is $53.00, about 22.9% above its January 14 closing price of $43.14

  • The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release: ID:nPnFH4cna

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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