Is It Time To Reassess Fiserv (FISV) After A Steep Multi Year Share Price Slump

Simply Wall St.01-16

If you are wondering whether Fiserv's current share price reflects its true worth, you are not alone. This article focuses squarely on what the numbers say about value. Fiserv shares last closed at US...

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Fiserv shares last closed at US...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nasdaq-fisv/fiserv/news/is-it-time-to-reassess-fiserv-fisv-after-a-steep-multi-year\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is It Time To Reassess Fiserv (FISV) After A Steep Multi Year Share Price Slump</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs It Time To Reassess Fiserv (FISV) After A Steep Multi Year Share Price Slump\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-01-16 04:41 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/diversified-financials/nasdaq-fisv/fiserv/news/is-it-time-to-reassess-fiserv-fisv-after-a-steep-multi-year><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>If you are wondering whether Fiserv's current share price reflects its true worth, you are not alone. This article focuses squarely on what the numbers say about value. Fiserv shares last closed at US...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nasdaq-fisv/fiserv/news/is-it-time-to-reassess-fiserv-fisv-after-a-steep-multi-year\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU1201861165.SGD","symbol_name":"Natixis Harris Associates Global Equity PA SGD","start_time":0,"source_url":"https://simplywall.st/stocks/us/diversified-financials/nasdaq-fisv/fiserv/news/is-it-time-to-reassess-fiserv-fisv-after-a-steep-multi-year","article_id":"2603393748","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/company-cover/128209-main-header/1756253874264"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/diversified-financials/nasdaq-fisv/fiserv/news/is-it-time-to-reassess-fiserv-fisv-after-a-steep-multi-year","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2603393748","pubTimestamp":1768509686,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"If you are wondering whether Fiserv's current share price reflects its true worth, you are not alone. This article focuses squarely on what the numbers say about value.\nFiserv shares last closed at US$67.50, with returns of a 1.8% decline over 7 days, a 2.1% decline over 30 days, a 2.9% gain year to date, and declines of 67.0% over 1 year, 34.6% over 3 years and 38.2% over 5 years.\nRecent headlines around Fiserv have focused on its role as a major provider of payments and financial...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"LU1201861165.SGD":"Natixis Harris Associates Global Equity PA SGD","LU2125909759.SGD":"Natixis Thematics Safety H-R/A SGD","LU0208291251.USD":"FRANKLIN MUTUAL U.S. VALUE \"A\" (USD) INC","LU1201861249.SGD":"Natixis Harris Associates US Equity PA SGD-H","LU0648000940.SGD":"Natixis Harris Associates Global Equity RA SGD","LU0130102774.USD":"Natixis Harris Associates US Equity RA USD","LU0070302665.USD":"FRANKLIN MUTUAL U.S. VALUE \"A\" (USD) ACC","LU2125909916.SGD":"Natixis Thematics Safety R/A SGD","LU0980610538.SGD":"Natixis Harris Associates US Equity RA SGD-H","LU1923622291.USD":"Natixis Thematics Safety R/A USD","BK4585":"ETF&股票定投概念","LU0648001328.SGD":"Natixis Harris Associates US Equity RA SGD","LU1046421795.USD":"富达环球科技A-ACC","LU0354030511.USD":"ALLSPRING  U.S. LARGE CAP GROWTH \"I\" (USD) ACC","LU1861217088.USD":"贝莱德金融科技A2","LU1861220207.SGD":"Blackrock FinTech A2 SGD-H","LU0354030438.USD":"富国美国大盘成长基金Cl A Acc","LU0320765489.SGD":"FTIF - Franklin Mutual US Value A Acc SGD","BK4106":"数据处理与外包服务","FISV":"费哲金融服务","LU1823568750.SGD":"Fidelity Global Technology A-ACC SGD","BK4588":"碎股","BK4227":"交易和支付处理服务","LU0130103400.USD":"Natixis Harris Associates Global Equity RA USD"},"translate_title":"在股价多年大幅下跌后，是时候重新评估Fiserv(FISV)了吗","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"FISV":1.5},"content_text":"If you are wondering whether Fiserv's current share price reflects its true worth, you are not alone. This article focuses squarely on what the numbers say about value. Fiserv shares last closed at US$67.50, with returns of a 1.8% decline over 7 days, a 2.1% decline over 30 days, a 2.9% gain year to date, and declines of 67.0% over 1 year, 34.6% over 3 years and 38.2% over 5 years. Recent headlines around Fiserv have focused on its role as a major provider of payments and financial technology services. This keeps investor attention on how its business model responds to changes in electronic payments and banking trends. This context helps frame the recent share price performance, as investors weigh long term adoption of digital transaction solutions against near term sentiment. On our framework, Fiserv scores 5 out of 6 on valuation checks, suggesting it screens as undervalued on most of the metrics we use. You can see the full breakdown in our valuation score of 5. Next we will compare several common valuation approaches, then finish by looking at a more complete way to think about what the stock could be worth.  Find out why Fiserv's -67.0% return over the last year is lagging behind its peers. AdvertisementApproach 1: Fiserv Excess Returns Analysis The Excess Returns model asks a simple question: are Fiserv's future returns on its equity expected to be higher than the return investors require, and if so, by how much is that worth today per share? For Fiserv, analysts estimate a stable earnings power of US$10.64 per share on a stable book value of US$61.95 per share, based on forward looking Return on Equity inputs from multiple analysts. That implies an average Return on Equity of 17.18% on the capital invested in the business. The model compares this to an estimated cost of equity of US$5.60 per share. The gap between the earnings power and this required return, the excess return, is US$5.05 per share. When those excess returns are projected over time and discounted back, the Excess Returns model arrives at an estimated intrinsic value of about US$149.25 per share. Relative to the recent share price of US$67.50, this framework suggests the stock screens as 54.8% undervalued. Result: UNDERVALUED Our Excess Returns analysis suggests Fiserv is undervalued by 54.8%. Track this in your watchlist or portfolio, or discover 875 more undervalued stocks based on cash flows. FISV Discounted Cash Flow as at Jan 2026 Head to the Valuation section of our Company Report for more details on how we arrive at this Fair Value for Fiserv. Approach 2: Fiserv Price vs Earnings For a profitable company like Fiserv, the P/E ratio is a straightforward way to relate what you pay for each share to the earnings that business is currently generating. It gives you a quick sense of how many dollars investors are paying today for one dollar of annual earnings. What counts as a “normal” or “fair” P/E depends on how the market views a company’s growth prospects and risk. Higher expected growth or lower perceived risk can support a higher P/E, while lower growth or higher risk usually points to a lower multiple. Fiserv currently trades on a P/E of 10.07x. That is below the Diversified Financial industry average of 14.41x and well below the peer group average of 58.14x. Simply Wall St’s Fair Ratio for Fiserv is 19.90x, which is the P/E level that would typically line up with the company’s characteristics such as earnings growth profile, industry, profit margins, market cap and risk factors. Because the Fair Ratio is tailored to Fiserv, it can be more informative than a simple comparison with peers or the broad industry. With the Fair Ratio of 19.90x above the current P/E of 10.07x, this framework points to the shares screening as undervalued on an earnings multiple basis. Result: UNDERVALUED NasdaqGS:FISV P/E Ratio as at Jan 2026 P/E ratios tell one story, but what if the real opportunity lies elsewhere? Discover 1440 companies where insiders are betting big on explosive growth. Upgrade Your Decision Making: Choose your Fiserv Narrative Earlier we mentioned that there is an even better way to understand valuation. Let us introduce you to Narratives, a simple tool on Simply Wall St's Community page that lets you attach your own story about Fiserv to the numbers. You can link what you believe about its future revenue, earnings and margins to a forecast and then to a fair value. This fair value updates automatically as new news or earnings arrive. You can then compare that fair value to the current price when you are deciding whether to buy or sell. For example, you can see how one investor might build a Narrative closer to the higher analyst target of US$250.00, while another uses the lower end at US$125.00, each reflecting a different view of how Fiserv responds to the opportunities and risks outlined above. Do you think there's more to the story for Fiserv? Head over to our Community to see what others are saying! NasdaqGS:FISV 1-Year Stock Price Chart  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.New: AI Stock Screener & AlertsOur new AI Stock Screener scans the market every day to uncover opportunities.• Dividend Powerhouses (3%+ Yield)• Undervalued Small Caps with Insider Buying• High growth Tech and AI CompaniesOr build your own from over 50 metrics.Explore Now for FreeHave feedback on this article? Concerned about the content? Get in touch with us directly. 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