Stablecoin Adoption Seen as Gradual Threat to Traditional Fintech -- Market Talk

Dow Jones01-13

1251 ET - Stablecoin adoption is likely to be a slower process as financial technology firms face obstacles from regulatory uncertainty, weak consumer incentives, and unclear refund and fraud protections, Oppenheimer analysts write. "These frictions are likely to slow adoption in the near term from card-based payments to stablecoins, in our view," they write. "We do not view stablecoins as a near-term threat to traditional payment networks." Companies that provide services for consumers seeking to convert between digital and fiat currency, including Visa and Mastercard, could benefit from this slower adoption phase, they write. (elias.schisgall@wsj.com)

(END) Dow Jones Newswires

January 12, 2026 12:51 ET (17:51 GMT)

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