Bankers and bots: City lenders to face scrutiny on AI ambitions

cityam01-15

Banks face the big AI test as they sell their narrative to investors. Banks have been tipped as a big winner of AI integration but face a major test in selling their tech narrative to investors.As ...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2603624100?lang=en_US&edition=fundamental","thumbnail":"https://www.cityam.com/wp-content/uploads/2026/01/250725181758_AI-in-financial-services-11.jpeg?w=824&h=463&crop=1","is_english":true,"pubTime":"2026-01-15 10:27","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2603624100","market":"nz","top_or_hot":-1,"title":"Bankers and bots: City lenders to face scrutiny on AI ambitions","media":"cityam","content":"<div>\n<p>Banks face the big AI test as they sell their narrative to investors. Banks have been tipped as a big winner of AI integration but face a major test in selling their tech narrative to investors.As ...</p>\n\n<a href=\"https://www.cityam.com/bankers-and-bots-city-lenders-to-face-scrutiny-on-ai-ambitions/\">Source Link</a>\n\n</div>\n","source":"cityam_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Bankers and bots: City lenders to face scrutiny on AI ambitions</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBankers and bots: City lenders to face scrutiny on AI ambitions\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-01-15 10:27 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cityam.com/bankers-and-bots-city-lenders-to-face-scrutiny-on-ai-ambitions/><strong>cityam</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Banks face the big AI test as they sell their narrative to investors. Banks have been tipped as a big winner of AI integration but face a major test in selling their tech narrative to investors.As ...</p>\n\n<a href=\"https://www.cityam.com/bankers-and-bots-city-lenders-to-face-scrutiny-on-ai-ambitions/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"CHCO","symbol_name":"City Holding Company","start_time":0,"source_url":"https://www.cityam.com/bankers-and-bots-city-lenders-to-face-scrutiny-on-ai-ambitions/","article_id":"2603624100","we_media_id":null,"thumbnails":["https://www.cityam.com/wp-content/uploads/2026/01/250725181758_AI-in-financial-services-11.jpeg?w=824&h=463&crop=1"],"rights":{"source":"cityam_highlight","url":"https://www.cityam.com/bankers-and-bots-city-lenders-to-face-scrutiny-on-ai-ambitions/","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2603624100","pubTimestamp":1768444020,"columns":[],"sourceInfo":{"source_id":"cityam_highlight","name":"cityam"},"weMediaInfo":null,"summary":"Banks face the big AI test as they sell their narrative to investors. Banks have been tipped as a big winner of AI integration but face a major test in selling their tech narrative to investors.As City lenders gear up to report their 2025 financials, shareholders will be looking past balance sheets for progress on digital ambitions.“This may be the year the market makes up its mind that banks are likely to be significant beneficiaries of AI, particularly as relates to forward efficiency,” analysts at UBS said.They added that banks would be “pressed hard this year” to share a “coherent financial story for AI implementation: what is being spent now and what it means for the future shape of expenses overall and headcount in particular.”Barclays will kick off earnings season on 10 February before being followed by Natwest, Lloyds and HSBC.“AI is a game-changer for financial services, and we’re investing to enhance our services with cutting-edge technology,” Lloyds’ group chief operating of","collect":0,"end_time":0,"defaultTopTitle":"cityam.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"CHCO":"City Holding Company","BK4543":"AI","BK4551":"寇图资本持仓","BK4023":"应用软件","BK4587":"ChatGPT概念","BK4211":"区域性银行","BK4528":"SaaS概念","BK4588":"碎股","BK4585":"ETF&股票定投概念","AI":"C3.ai, Inc."},"translate_title":"银行家和机器人：城市贷款机构将面临人工智能雄心的审查","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"CHCO":1.5,"AI":0.9},"content_text":"Banks face the big AI test as they sell their narrative to investors. Banks have been tipped as a big winner of AI integration but face a major test in selling their tech narrative to investors.As City lenders gear up to report their 2025 financials, shareholders will be looking past balance sheets for progress on digital ambitions.“This may be the year the market makes up its mind that banks are likely to be significant beneficiaries of AI, particularly as relates to forward efficiency,” analysts at UBS said.They added that banks would be “pressed hard this year” to share a “coherent financial story for AI implementation: what is being spent now and what it means for the future shape of expenses overall and headcount in particular.”\n\nBarclays will kick off earnings season on 10 February before being followed by Natwest, Lloyds and HSBC.\n\n\n\n\n\n\nNews Updates\nStay ahead with our three daily briefings delivering all the key market moves, top business and political stories, and incisive analysis straight to your inbox.\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nThe FTSE 100 titan has used new tech to dismantle and re-invigorate its core base, including a major modernisation of its legacy code.Barclays has transformed batches of its decades-old code into modern, cloud-based platforms helping make its previously rigid infrastructure more agile.This shift has become a common move for financial services giants looking to shed their legacy skin.\n\nGlobant – a key tech partner to the top banks – revealed a case study last year where it used agentic AI to transform a 40-year-old system, translating 11,600 lines of rigid, outdated code into a foundation of 5,000 lines constituting a more agile base.The process took just 105 hours with AI, against an estimated 560 using manual efforts, slashing the development timeline by over 80 per cent.Banks bet on agentic AIOther banks have taken up the agentic AI mantle, with Lloyds laying out plans to introduce the “UK’s first large-scale, multi-feature agentic AI powered financial assistant” early in 2026.Lloyds has bet heavily on tech, going as far as putting its chief executive and top bosses through an AI bootcamp at Cambridge University.\n\n“AI is a game-changer for financial services, and we’re investing to enhance our services with cutting-edge technology,” Lloyds’ group chief operating officer Ron van Kemenade said.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.36.0","shortVersion":"4.36.0","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2603624100","isCrawlerRequest":true}