American Coastal Insurance Corporation (Nasdaq: ACIC) reported a stock price of $11.31 per share and a market capitalization of $552 million. The company posted net premiums earned of $302 million and net income from continuing operations of $107 million. As of September 30, 2025, American Coastal Insurance Company, its wholly owned subsidiary, held the leading market share in commercial residential property insurance in Florida, with approximately 4,300 policies and $637 million of premium in-force. The company utilizes catastrophe modeling and analytical tools to manage exposure and focuses on underwriting low-rise commercial buildings with insured values up to $100 million. American Coastal maintains a strategy of low net retention of catastrophe risk relative to expected annual earnings and emphasizes flexible, judgment-based pricing. American Coastal has expanded its partnership with AmRisc, planning to assume a 6% share of AmRisc’s nationwide excess and surplus (E&S) commercial property portfolio through a quota share reinsurance agreement. The company also highlighted E&S opportunities across Florida, Texas, and South Carolina, with significant premium volumes in commercial property, apartments, condo associations, homeowners associations, and assisted living facilities. You can access the full presentation through the link below.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. American Coastal Insurance Corporation published the original content used to generate this news brief on January 13, 2026, and is solely responsible for the information contained therein.
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