United Community Banks Inc. FY25 net income rises to USD 328 million, up 30 percent

Reuters01-14

<a href="https://laohu8.com/S/UCB">United Community</a> Banks Inc. FY25 net income rises to USD 328 million, up 30 percent

United Community Banks (NYSE: UCB) reported net income of USD 86.5 million for the fourth quarter (Q4) of 2025. Diluted earnings per share for Q4 stood at USD 0.70. Pre-tax, pre-provision income for the quarter was USD 126.3 million. For the full year (FY) 2025, net income totaled USD 328 million, while pre-tax, pre-provision income was USD 471 million. Diluted earnings per share for the year reached USD 2.62, up 28 percent. The increase in annual earnings was attributed to growth in revenue and the absence of a one-time loss from the previous year related to the sale of a manufactured housing loan portfolio. At the end of Q4 2025, total loans amounted to USD 19.4 billion. Total shareholders’ equity was USD 3.6 billion, and total liabilities and shareholders’ equity were USD 28.0 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Community Banks Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9625065) on January 14, 2026, and is solely responsible for the information contained therein.

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Diluted earnings per share for Q4 stood at USD 0.70. Pre-tax, pre-provision income for the quarter was USD 126.3 million. For the full year (FY) 2025, net income totaled USD 328 million, while pre-tax, pre-provision income was USD 471 million. Diluted earnings per share for the year reached USD 2.62, up 28 percent. The increase in annual earnings was attributed to growth in revenue and the absence of a one-time loss from the previous year related to the sale of a manufactured housing loan portfolio. At the end of Q4 2025, total loans amounted to USD 19.4 billion. Total shareholders’ equity was USD 3.6 billion, and total liabilities and shareholders’ equity were USD 28.0 billion.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n<i>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. 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FY25 net income rises to USD 328 million, up 30 percent\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2026-01-14 20:30</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      <a href=\"https://laohu8.com/S/UCB\">United Community</a> Banks Inc. FY25 net income rises to USD 328 million, up 30 percent\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n        United Community Banks (NYSE: UCB) reported net income of USD 86.5 million for the fourth quarter (Q4) of 2025. Diluted earnings per share for Q4 stood at USD 0.70. Pre-tax, pre-provision income for the quarter was USD 126.3 million. For the full year (FY) 2025, net income totaled USD 328 million, while pre-tax, pre-provision income was USD 471 million. Diluted earnings per share for the year reached USD 2.62, up 28 percent. The increase in annual earnings was attributed to growth in revenue and the absence of a one-time loss from the previous year related to the sale of a manufactured housing loan portfolio. At the end of Q4 2025, total loans amounted to USD 19.4 billion. 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FY25 net income rises to USD 328 million, up 30 percent\n    \n\n        United Community Banks (NYSE: UCB) reported net income of USD 86.5 million for the fourth quarter (Q4) of 2025. Diluted earnings per share for Q4 stood at USD 0.70. Pre-tax, pre-provision income for the quarter was USD 126.3 million. For the full year (FY) 2025, net income totaled USD 328 million, while pre-tax, pre-provision income was USD 471 million. Diluted earnings per share for the year reached USD 2.62, up 28 percent. The increase in annual earnings was attributed to growth in revenue and the absence of a one-time loss from the previous year related to the sale of a manufactured housing loan portfolio. At the end of Q4 2025, total loans amounted to USD 19.4 billion. Total shareholders’ equity was USD 3.6 billion, and total liabilities and shareholders’ equity were USD 28.0 billion.\n      \n\n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. 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