Expensive Purchases Are Triggering Anxiety For Some Millennials. The Economy Makes Every Spend Feel Like A Moral Choice

Benzinga_recent_news01-15

For some millennials, even buying a new computer can stir up feelings of guilt, especially in today's economy. One Reddit user recently opened up about their internal conflict after saving up for ...

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One Reddit user recently opened up about their internal conflict after saving up for ...</p>\n\n<a href=\"https://www.benzinga.com/personal-finance/management/26/01/49937147/expensive-purchases-are-triggering-anxiety-for-some-millennials-the-economy-makes-every-spend-feel-like-a-moral-choice\">Source Link</a>\n\n</div>\n","source":"benzinga_recent_news","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Expensive Purchases Are Triggering Anxiety For Some Millennials. 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The Economy Makes Every Spend Feel Like A Moral Choice\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-01-15 23:01 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.benzinga.com/personal-finance/management/26/01/49937147/expensive-purchases-are-triggering-anxiety-for-some-millennials-the-economy-makes-every-spend-feel-like-a-moral-choice><strong>Benzinga_recent_news</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>For some millennials, even buying a new computer can stir up feelings of guilt, especially in today's economy. One Reddit user recently opened up about their internal conflict after saving up for ...</p>\n\n<a href=\"https://www.benzinga.com/personal-finance/management/26/01/49937147/expensive-purchases-are-triggering-anxiety-for-some-millennials-the-economy-makes-every-spend-feel-like-a-moral-choice\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"CHH","symbol_name":"精选国际酒店","start_time":0,"source_url":"https://www.benzinga.com/personal-finance/management/26/01/49937147/expensive-purchases-are-triggering-anxiety-for-some-millennials-the-economy-makes-every-spend-feel-like-a-moral-choice","article_id":"2603989474","we_media_id":null,"thumbnails":["https://cdn.benzinga.com/files/images/story/2026/01/15/Close-up--Customer-Hands-Are-Spending--T.jpeg?optimize=medium&dpr=2&auto=webp&width=240"],"rights":{"source":"benzinga_recent_news","url":"https://www.benzinga.com/personal-finance/management/26/01/49937147/expensive-purchases-are-triggering-anxiety-for-some-millennials-the-economy-makes-every-spend-feel-like-a-moral-choice","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2603989474","pubTimestamp":1768489260,"columns":[],"sourceInfo":{"source_id":"benzinga_recent_news","name":"Benzinga"},"weMediaInfo":null,"summary":"For some millennials, even buying a new computer can stir up feelings of guilt, especially in today's economy. One Reddit user recently opened up about their internal conflict after saving up for months to upgrade their PC, only to be overwhelmed by doubt.“I intentionally took the extra work to build a PC,” the original poster wrote. “But now that I have it, I just feel guilty spending it.”“My best friend two years ago was a big saver,” one person shared. “Never bought a new car… didn't travel because they were waiting to get a little older to travel. Got a brain tumor, passed away in two months.”That's why some investors are looking for ways to build wealth slowly and steadily, without having to sacrifice all enjoyment now. Platforms like Fundrise cater to that mindset. With a low $10 minimum","collect":0,"end_time":0,"defaultTopTitle":"benzinga.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"CHH":"精选国际酒店","PC":"Premium Catering (Holdings) Ltd.","BK4142":"酒店、度假村与豪华游轮","BK4209":"餐馆"},"translate_title":"昂贵的购买引发了一些千禧一代的焦虑。经济让每一笔支出都感觉像是一种道德选择","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"CHH":1.5,"PC":0.74},"content_text":"For some millennials, even buying a new computer can stir up feelings of guilt, especially in today's economy. One Reddit user recently opened up about their internal conflict after saving up for months to upgrade their PC, only to be overwhelmed by doubt.\n“I intentionally took the extra work to build a PC,” the original poster wrote. “But now that I have it, I just feel guilty spending it.”\nThe post, shared in r/MiddleClassFinance, resonated with others who feel torn between saving money and enjoying what they've earned. Many commenters emphasized that while saving is important, so is living.\nDon't Miss:\n“My best friend two years ago was a big saver,” one person shared. “Never bought a new car… didn't travel because they were waiting to get a little older to travel. Got a brain tumor, passed away in two months.”\nThat story was echoed by others who pointed out the need for balance. One person commented, “You made $90K, you can afford a $3K PC. I’m not saying now… but if it’s that important to you, you’ll find a way.”\nThis kind of internal debate has become more common among millennials. Many in their late 20s to early 40s are now in better-paying jobs after years of scraping by. But the habit of scarcity, high cost of living, and constant economic uncertainty have left many feeling like every purchase is a potential mistake.\nOne commenter put it plainly: “Buddy, I feel guilty spending money on anything.”\nTrending: Americans With a Financial Plan Can 4X Their Wealth — Get Your Personalized Plan from a CFP Pro\nThe original poster had already maxed out their Roth IRA and health savings account and said they had a 0% APR credit card for the PC. But they were still wrestling with the idea that maybe that money should go toward a future car or into a high-yield savings account instead.\nFinancial voices in the thread advised a more nuanced approach. “Put 15% in retirement. And live your life,” one person wrote. Another added, “[Buying a PC] will not derail you from achieving your long term goals by any way or form. Spend that money.”\nOthers helped reframe the idea of a gaming PC not as an indulgence but as high-value entertainment. “That's $2.16/hr of entertainment,” one person calculated. “Over 5 years, that’s $490 per year. Some people’s bar tab is that in a month.”\nStill, some caution remained. “You got priorities messed up. A PC doesn’t transport you to work,” someone pointed out, reminding the OP to also think ahead to big-ticket needs like a new car.\nSee Also: Buffett's Secret to Wealth? Private Real Estate—Get Institutional Access Yourself\nThe broader conversation shows how anxious spending has become for many people, even those earning decent incomes. It’s no longer just about being frugal, but about trying not to make the “wrong” financial choice.\nThat's why some investors are looking for ways to build wealth slowly and steadily, without having to sacrifice all enjoyment now. Platforms like Fundrise cater to that mindset. With a low $10 minimum, the platform lets individuals invest in long-term, diversified portfolios of private companies–the kind of opportunities that used to be reserved for the ultra-wealthy.\nThe idea is simple: make investing a regular habit, so guilt doesn't have to be one.\nIn the end, many agreed that it all comes down to planning. As one commenter wrote, “Budget. Prove to yourself that bills are handled, the emergency fund is full… Spend the extra as you like.”\nOr, as another put it: “You get one life. Enjoy it.”\nRead Next: 7 Million Gamers Already Trust Gameflip With Their Digital Assets — Now You Can Own a Stake in the Platform Before the Raise Ends 1/19\nImage: Shutterstock","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.36.0","shortVersion":"4.36.0","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2603989474","isCrawlerRequest":true}