First Bancshares Inc. FY net income rises 15.9% to USD 7.6 million

Reuters01-16

<a href="https://laohu8.com/S/FBSI">First Bancshares</a> Inc. FY net income rises 15.9% to USD 7.6 million

First Bancshares Inc. (OTCQX: FBSI) reported unaudited financial results for the fourth quarter and full year ended December 31, 2025. For the fourth quarter (Q4), net income after tax was USD 2.1 million or USD 0.87 per diluted share. For the full year (FY), net income after tax reached USD 7.6 million or USD 3.15 per diluted share. Total interest income for Q4 was USD 9.0 million, with total interest expense at USD 2.4 million. For the full year, total interest income stood at USD 34.2 million, while total interest expense was USD 9.6 million. Net interest income for Q4 was USD 6.7 million and USD 24.6 million for the year. Provision for credit losses in Q4 was USD 0.4 million and USD 0.8 million for the year. Net interest income after provision for credit losses was USD 6.3 million for Q4 and USD 23.8 million for FY 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. The First Bancshares Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9626814) on January 16, 2026, and is solely responsible for the information contained therein.

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(OTCQX: FBSI) reported unaudited financial results for the fourth quarter and full year ended December 31, 2025. For the fourth quarter (Q4), net income after tax was USD 2.1 million or USD 0.87 per diluted share. For the full year (FY), net income after tax reached USD 7.6 million or USD 3.15 per diluted share. Total interest income for Q4 was USD 9.0 million, with total interest expense at USD 2.4 million. For the full year, total interest income stood at USD 34.2 million, while total interest expense was USD 9.6 million. Net interest income for Q4 was USD 6.7 million and USD 24.6 million for the year. Provision for credit losses in Q4 was USD 0.4 million and USD 0.8 million for the year. 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FY net income rises 15.9% to USD 7.6 million\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2026-01-16 21:01</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      <a href=\"https://laohu8.com/S/FBSI\">First Bancshares</a> Inc. FY net income rises 15.9% to USD 7.6 million\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n        <a href=\"https://laohu8.com/S/FIBH\">First Bancshares</a> Inc. (OTCQX: FBSI) reported unaudited financial results for the fourth quarter and full year ended December 31, 2025. For the fourth quarter (Q4), net income after tax was USD 2.1 million or USD 0.87 per diluted share. For the full year (FY), net income after tax reached USD 7.6 million or USD 3.15 per diluted share. Total interest income for Q4 was USD 9.0 million, with total interest expense at USD 2.4 million. For the full year, total interest income stood at USD 34.2 million, while total interest expense was USD 9.6 million. Net interest income for Q4 was USD 6.7 million and USD 24.6 million for the year. Provision for credit losses in Q4 was USD 0.4 million and USD 0.8 million for the year. 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FY net income rises 15.9% to USD 7.6 million\n    \n\nFirst Bancshares Inc. (OTCQX: FBSI) reported unaudited financial results for the fourth quarter and full year ended December 31, 2025. For the fourth quarter (Q4), net income after tax was USD 2.1 million or USD 0.87 per diluted share. For the full year (FY), net income after tax reached USD 7.6 million or USD 3.15 per diluted share. Total interest income for Q4 was USD 9.0 million, with total interest expense at USD 2.4 million. For the full year, total interest income stood at USD 34.2 million, while total interest expense was USD 9.6 million. Net interest income for Q4 was USD 6.7 million and USD 24.6 million for the year. Provision for credit losses in Q4 was USD 0.4 million and USD 0.8 million for the year. Net interest income after provision for credit losses was USD 6.3 million for Q4 and USD 23.8 million for FY 2025.\n      \n\n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. The First Bancshares Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. 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