Market Chatter: China Investors Seek Higher-Yield Investments Upon Maturity of $7 Trillion in Time Deposits

MT Newswires Live01-19 18:35

Chinese savers are hunting for higher-yield investments as about $7 trillion, or 50 trillion yuan, in time deposits mature in 2026, Bloomberg reported Monday.

The maturity could provide more cash for the country's financial markets that are already reeling from the effects of a real estate crisis and dismal stock returns, the report said.

Investors are looking to shift their savings to stocks, wealth management products, or insurance, in line with government efforts to achieve sustainable market gains, according to the media outlet.

The maturing deposits expiring in 2026 are 10 trillion yuan higher compared with 2025, the report said, citing Huatai Securities (HKG:6886, SHA:601688) analysts led by Zhang Jiqiang.

Of the amount, 30 trillion yuan is deposited at large state-owned lenders, and a greater share of the total is maturing in the first half, the report said.

(Market Chatter news is derived from conversations with market professionals globally. This information is believed to be from reliable sources but may include rumor and speculation. Accuracy is not guaranteed.)

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2604187768?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-01-19 18:35","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2604187768","market":"sh","top_or_hot":-1,"title":"Market Chatter: China Investors Seek Higher-Yield Investments Upon Maturity of $7 Trillion in Time Deposits","media":"MT Newswires Live","content":"<html><body><p> Chinese savers are hunting for higher-yield investments as about $7 trillion, or 50 trillion yuan, in time deposits mature in 2026, Bloomberg reported Monday.</p><p>The maturity could provide more cash for the country's financial markets that are already reeling from the effects of a real estate crisis and dismal stock returns, the report said.</p><p>Investors are looking to shift their savings to stocks, wealth management products, or insurance, in line with government efforts to achieve sustainable market gains, according to the media outlet.</p><p>The maturing deposits expiring in 2026 are 10 trillion yuan higher compared with 2025, the report said, citing <a href=\"https://laohu8.com/S/HUATF\">Huatai Securities</a> (HKG:6886, SHA:601688) analysts led by Zhang Jiqiang.</p><p>Of the amount, 30 trillion yuan is deposited at large state-owned lenders, and a greater share of the total is maturing in the first half, the report said.</p><p>(Market Chatter news is derived from conversations with market professionals globally. This information is believed to be from reliable sources but may include rumor and speculation. Accuracy is not guaranteed.)</p></body></html>","source":"mtnewswires_news","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Market Chatter: China Investors Seek Higher-Yield Investments Upon Maturity of $7 Trillion in Time Deposits</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMarket Chatter: China Investors Seek Higher-Yield Investments Upon Maturity of $7 Trillion in Time Deposits\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1092851196\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">MT Newswires Live </p>\n<p class=\"h-time\">2026-01-19 18:35</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><body><p> Chinese savers are hunting for higher-yield investments as about $7 trillion, or 50 trillion yuan, in time deposits mature in 2026, Bloomberg reported Monday.</p><p>The maturity could provide more cash for the country's financial markets that are already reeling from the effects of a real estate crisis and dismal stock returns, the report said.</p><p>Investors are looking to shift their savings to stocks, wealth management products, or insurance, in line with government efforts to achieve sustainable market gains, according to the media outlet.</p><p>The maturing deposits expiring in 2026 are 10 trillion yuan higher compared with 2025, the report said, citing <a href=\"https://laohu8.com/S/HUATF\">Huatai Securities</a> (HKG:6886, SHA:601688) analysts led by Zhang Jiqiang.</p><p>Of the amount, 30 trillion yuan is deposited at large state-owned lenders, and a greater share of the total is maturing in the first half, the report said.</p><p>(Market Chatter news is derived from conversations with market professionals globally. This information is believed to be from reliable sources but may include rumor and speculation. Accuracy is not guaranteed.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU1934453819.USD","symbol_name":"AB CHINA A SHARES EQUITY PORTFOLIO \"A\" (USD) ACC","start_time":0,"source_url":"https://www.mtnewswires.com/","article_id":"2604187768","we_media_id":"1092851196","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2604187768","pubTimestamp":1768818913,"columns":[],"sourceInfo":{"source_id":"mtnewswires_news","name":"MT Newswires"},"weMediaInfo":{"media_name":"MT Newswires Live","introduction":"The most recognized names in North America, Europe and Asia rely on MT Newswires to power their applications. Better news, better service, better price.","home_visible":1,"id":"1092851196","head_image":"https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e"},"summary":"Chinese savers are hunting for higher-yield investments as about $7 trillion, or 50 trillion yuan, in time deposits mature in 2026, Bloomberg reported Monday.The maturity could provide more cash for the country's financial markets that are already reeling from the effects of a real estate crisis and dismal stock returns, the report said.Investors are looking to shift their savings to stocks, wealth management products, or insurance, in line with government efforts to achieve sustainable market gains, according to the media outlet.The maturing deposits expiring in 2026 are 10 trillion yuan higher compared with 2025, the report said, citing Huatai Securities  analysts led by Zhang Jiqiang.Of the amount, 30 trillion yuan is deposited at large state-owned lenders, and a greater share of the total is maturing in the first half, the report said.","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"601688":"华泰证券","LU1934453819.USD":"AB CHINA A SHARES EQUITY PORTFOLIO \"A\" (USD) ACC","LU1064131003.USD":"FULLERTON LUX FUNDS - CHINA A EQUITIES \"A\" (USD) ACC","LU1979443071.USD":"AB CHINA A SHARES EQUITY PORTFOLIO \"AD\" (USDHDG) INC","LU2148510915.USD":"FULLERTON LUX FUNDS - CHINA A EQUITIES \"R\" (USD) ACC","BK1147":"投资银行业与经纪业","ISBC":"投资者银行","LU1580142542.USD":"Blackrock Systematic China A-Share Opportunities A2 USD","LU1328615791.USD":"FULLERTON LUX FUNDS - ALL CHINA EQUITIES \"I\" (USD) ACC","LU1064130708.USD":"FULLERTON LUX FUNDS - CHINA A EQUITIES \"I\" (USD) ACC","LU1808992512.USD":"AB ALL CHINA EQUITY PORTFOLIO \"A\" (USD) ACC","BK4211":"区域性银行","BK0183":"MSCI概念","LU1781817850.SGD":"Blackrock Systematic China A-Share Opportunities A2 SGD-H","06886":"HTSC","BK0188":"融资融券","BK0012":"证金概念","BK1564":"中资券商股","BK0028":"国家队","BK0276":"资本市场"},"translate_title":"市场热议：中国投资者在7万亿美元定期存款到期后寻求更高收益投资","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"601688":0.9,"06886":0.9,"ISBC":1.5},"content_text":"Chinese savers are hunting for higher-yield investments as about $7 trillion, or 50 trillion yuan, in time deposits mature in 2026, Bloomberg reported Monday.The maturity could provide more cash for the country's financial markets that are already reeling from the effects of a real estate crisis and dismal stock returns, the report said.Investors are looking to shift their savings to stocks, wealth management products, or insurance, in line with government efforts to achieve sustainable market gains, according to the media outlet.The maturing deposits expiring in 2026 are 10 trillion yuan higher compared with 2025, the report said, citing Huatai Securities (HKG:6886, SHA:601688) analysts led by Zhang Jiqiang.Of the amount, 30 trillion yuan is deposited at large state-owned lenders, and a greater share of the total is maturing in the first half, the report said.(Market Chatter news is derived from conversations with market professionals globally. This information is believed to be from reliable sources but may include rumor and speculation. Accuracy is not guaranteed.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.36.0","shortVersion":"4.36.0","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2604187768","isCrawlerRequest":true}