BUZZ-Street View: Stable asset quality, healthy loan growth gives HDFC Bank an edge

Reuters01-19 13:35

BUZZ-Street View: Stable asset quality, healthy loan growth gives HDFC Bank an edge

** HDFC Bank HDBK.NS reported a higher-than-expected Q3 profit on Saturday as loan growth remained strong and margins improved sequentially

** Stock down about 0.9% on the day, tracking drop in the benchmarks

HEALTHY LOAN GROWTH, STABLE ASSET QUALITY

** Jefferies ("Buy"; PT: 1,240 rupees) says bank is among its top picks on stable asset quality and management's move to shed costly deposits to lift NIM

** Says, growth expected to recover and lower the loan-deposit ratio $(LDR)$

** CLSA ("Outperform"; PT: 1,200 rupees) says asset quality remains "pristine" while net interest margins improve, terms it a "strong alpha idea" for India portfolio

** UBS ("Buy"; PT: 1,175 rupees) terms quarterly performance "inline" and commentary strong as management expects loan growth to accelerate and LDR to decline

** Macquarie ("Outperform"; PT: 1,200 rupees) says LDR no longer a constraint for growth; sees stable asset quality and margin tailwinds on deposit repricing as positives

** Nomura ("Buy"; PT: Cut to 1,080 rupees from 1,120 rupees) terms loan growth in the December quarter "healthy", says asset quality remains stable

(Reporting by Mridula Kumar in Bengaluru)

((Mridula.Kumar@thomsonreuters.com;))

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PT: 1,240 rupees) says bank is among its top picks on stable asset quality and management's move to shed costly deposits to lift NIM** Says, growth expected to recover and lower the loan-deposit ratio $(LDR)$** CLSA (\"Outperform\"; PT: 1,200 rupees) says asset quality remains \"pristine\" while net interest margins improve, terms it a \"strong alpha idea\" for India portfolio** UBS (\"Buy\"; PT: 1,175 rupees) terms quarterly performance \"inline\" and commentary strong as management expects loan growth to accelerate and LDR to decline    ** Macquarie (\"Outperform\"; PT: 1,200 rupees) says LDR no longer a constraint for growth; sees stable asset quality and margin tailwinds on deposit repricing as positives** Nomura (\"Buy\"; PT: Cut to 1,080 rupees from 1,120 rupees) terms loan growth in the December quarter \"healthy\", says asset quality remains stable (Reporting by Mridula Kumar in Bengaluru) ((Mridula.Kumar@thomsonreuters.com;))","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; 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