Community bank Hingham Institution's Q4 net income rises

Reuters01-17

Community bank Hingham Institution's Q4 net income rises

Overview

U.S. bank's Q4 net income rose 82% yr/yr, core net income up 110.2%
Total assets increased 1.9% to $4.543 bln at year-end 2025
Company received approval for $20 mln share repurchase program

Outlook

Company did not provide specific guidance for future quarters or years

Result Drivers

NET INTEREST MARGIN - Improvement in net interest margin driven by lower cost of interest-bearing liabilities and strategic asset repricing
DEPOSIT STRATEGY - Growth in non-interest-bearing deposits due to focus on developing relationships with commercial, institutional, and non-profit customers
EFFICIENCY IMPROVEMENT - Efficiency ratio fell to 35.06% in Q4 2025, reflecting improved operational efficiency

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 Credit Loss Provision		$550,000
Q4 Net Interest Margin		1.89%

Press Release: ID:nGNXWmzh1

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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