BankUnited Inc. reported net income of USD 69 million for the fourth quarter (Q4) of 2025, with diluted earnings per share $(EPS)$ of USD 0.90. For the full year (FY) 2025, net income reached USD 268 million and diluted EPS was USD 3.53, representing a 15% increase. The net interest margin for Q4 was 3.06% and for the full year stood at 2.95%. Net interest income in Q4 rose by 8% year-on-year, reaching an increase of USD 19 million compared to the same period in 2024. For the full year, net interest income increased by USD 73.3 million, up 8%. Non-interest bearing deposit balances grew by USD 485 million in Q4 and USD 1.5 billion for the full year, representing 20% growth. These deposits accounted for 31% of total deposits as of December 31, 2025. Total deposits increased by USD 735 million in Q4 and USD 1.5 billion for the full year, while non-brokered deposits rose by USD 376 million in Q4 and USD 1.8 billion for the year. The average cost of deposits declined by 0.20 percentage points to 2.18% in Q4, with spot annual percentage yield (APY) at 2.10%. BankUnited Inc. also announced an expansion of its share repurchase program by an additional USD 200 million and a quarterly dividend increase of USD 0.02 per share.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. BankUnited Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001504008-26-000002), on January 21, 2026, and is solely responsible for the information contained therein.
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