MCB Q4 net income jumps 3x to USD 28.9 million; net interest income up 10.4% to USD 85.3 million

Reuters01-21

MCB Q4 net income jumps 3x to USD 28.9 million; net interest income up 10.4% to USD 85.3 million

Metropolitan Bank Holding Corp. (MCB) reported net income of USD 28.9 million for the fourth quarter (Q4) of 2025, with diluted earnings per share at USD 2.77. Net interest income for Q4 2025 was USD 85.3 million, reflecting a 10.4 percent increase. The net interest margin for the period was 4.10 percent, up 22 basis points. For the full year (FY) 2025, net income reached USD 71.1 million. The company achieved a quarterly annualized return on average equity (ROAE) of 15.6 percent. Loan growth for the year totaled USD 776 million, or approximately 13 percent, funded entirely by deposit growth.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Metropolitan Bank Holding Corp. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260120939591) on January 20, 2026, and is solely responsible for the information contained therein.

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Net interest income for Q4 2025 was USD 85.3 million, reflecting a 10.4 percent increase. The net interest margin for the period was 4.10 percent, up 22 basis points. For the full year (FY) 2025, net income reached USD 71.1 million. The company achieved a quarterly annualized return on average equity (ROAE) of 15.6 percent. Loan growth for the year totaled USD 776 million, or approximately 13 percent, funded entirely by deposit growth.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n<i>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. 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The company achieved a quarterly annualized return on average equity (ROAE) of 15.6 percent. Loan growth for the year totaled USD 776 million, or approximately 13 percent, funded entirely by deposit growth.\n      \n\n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Metropolitan Bank Holding Corp. published the original content used to generate this news brief via Business Wire (Ref. 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