Nicolet Bankshares Q4 net income rises

Reuters01-21

Nicolet Bankshares Q4 net income rises

Overview

Community bank's Q4 net income was $40.3 mln vs $34.5 mln yr ago
Company reported record net income of $151 mln for full year 2025
Company expects to close MidWestOne merger in Q1 2026

Outlook

Nicolet expects to close MidWestOne merger in Q1 2026

Result Drivers

CORE DEPOSIT GROWTH - Exceptional year-over-year core deposit growth of $497 mln (7%) contributed to record FY earnings
NET INTEREST MARGIN - Net interest margin improved to 3.76% for full year 2025, up 29 bps from 2024, aiding profitability
DISCIPLINED EXECUTION - CEO Mike Daniels attributed record FY earnings to disciplined execution and focus on fundamentals

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 EPS		$2.65
Q4 Net Income		$40.32 mln
Q4 Net Interest Income		$80.89 mln
Q4 Credit Loss Provision		$750,000

Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Nicolet Bankshares Inc is $161.00, about 22.5% above its January 16 closing price of $131.46
The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 14 three months ago

Press Release: ID:nBw9BrYCxa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260120:nL1N3YL150:1","article_id":"2605415931","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2605415931","pubTimestamp":1768944506,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Nicolet Bankshares Q4 net income risesOverviewCommunity bank's Q4 net income was $40.3 mln vs $34.5 mln yr agoCompany reported record net income of $151 mln for full year 2025Company expects to close ","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4211":"区域性银行","NIC":"Nicolet Bankshares Inc.","MOFG":"MidWestOne Financial Group"},"translate_title":"Nicolet Bankshares第四季度净利润增长","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"NIC":0.9,"MOFG":0.9},"content_text":"Nicolet Bankshares Q4 net income risesOverviewCommunity bank's Q4 net income was $40.3 mln vs $34.5 mln yr agoCompany reported record net income of $151 mln for full year 2025Company expects to close MidWestOne merger in Q1 2026OutlookNicolet expects to close MidWestOne merger in Q1 2026Result DriversCORE DEPOSIT GROWTH - Exceptional year-over-year core deposit growth of $497 mln (7%) contributed to record FY earningsNET INTEREST MARGIN - Net interest margin improved to 3.76% for full year 2025, up 29 bps from 2024, aiding profitabilityDISCIPLINED EXECUTION - CEO Mike Daniels attributed record FY earnings to disciplined execution and focus on fundamentalsKey DetailsMetricBeat/MissActualConsensus EstimateQ4 EPS$2.65Q4 Net Income$40.32 mlnQ4 Net Interest Income$80.89 mlnQ4 Credit Loss Provision$750,000Analyst CoverageThe current average analyst rating on the shares is \"buy\" and the breakdown of recommendations is 3 \"strong buy\" or \"buy\", 2 \"hold\" and no \"sell\" or \"strong sell\"The average consensus recommendation for the banks peer group is \"buy\"Wall Street's median 12-month price target for Nicolet Bankshares Inc is $161.00, about 22.5% above its January 16 closing price of $131.46The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 14 three months agoPress Release: ID:nBw9BrYCxaFor questions concerning the data in this report, contact Estimates.Support@lseg.com. 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