United Airlines Feels Less Exposed to Credit Card Rate Caps than Most -- Market Talk

Dow Jones01:22

1222 ET - United Airlines thinks it would be less impacted than other credit card issuers by President Trump's proposed interest rate caps, CEO Scott Kirby says on a call with analysts. The carrier has been in constant contact with its co-branded credit card partner Chase Bank on the topic, he says. But its cardholders tend to have good credit scores and don't typically default on their payments, the CEO says. That differentiates United from most non-airline co-branded card issuers and a lot of rival airlines that issue cards, he says. United will let the banks sort out the situation with Trump's proposed caps, Kirby says. "Interest rates and revolve rates are more their thing," he says. (dean.seal@wsj.com)

(END) Dow Jones Newswires

January 21, 2026 12:22 ET (17:22 GMT)

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That differentiates United from most non-airline co-branded card issuers and a lot of rival airlines that issue cards, he says. United will let the banks sort out the situation with Trump's proposed caps, Kirby says. \"Interest rates and revolve rates are more their thing,\" he says. 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