Synchrony Financial Shares Fall After 4Q Income Misses Expectations

Dow Jones01-28

By Katherine Hamilton

Synchrony Financial shares fell after the company recorded lower-than-expected income in the fourth quarter.

The stock declined 5% to $73.50 on Tuesday. Shares are down 1.7% over the past three months.

The lender, which was once part of General Electric, posted earnings of $2.04 a share in the fourth quarter, which was one cent lower than analysts expected.

Net interest income was $4.76 billion, which was below the $4.8 billion analysts were estimating. The figure was partially offset by lower liquidity portfolio yield.

During a call with investors, Chief Financial Officer Brian Wenzel said management expects lower late fee incidents to partially offset net interest income in 2026. There will also be a yield dilutive effect from accelerating new account growth, he said.

Write to Katherine Hamilton at katherine.hamilton@wsj.com

(END) Dow Jones Newswires

January 27, 2026 14:31 ET (19:31 GMT)

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Shares are down 1.7% over the past three months. \n\n\n  The lender, which was once part of General Electric, posted earnings of $2.04 a share in the fourth quarter, which was one cent lower than analysts expected. \n\n\n  Net interest income was $4.76 billion, which was below the $4.8 billion analysts were estimating. The figure was partially offset by lower liquidity portfolio yield. \n\n\n  During a call with investors, Chief Financial Officer Brian Wenzel said management expects lower late fee incidents to partially offset net interest income in 2026. There will also be a yield dilutive effect from accelerating new account growth, he said. \n\n\n \n\n\n  Write to Katherine Hamilton at katherine.hamilton@wsj.com \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  January 27, 2026 14:31 ET (19:31 GMT)\n\n\n  Copyright (c) 2026 Dow Jones & Company, Inc.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.36.2","shortVersion":"4.36.2","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2606737662","isCrawlerRequest":true}