Lloyds Protected From Falling Rates by Diversification -- Market Talk

Dow Jones01-29

1341 GMT - Lloyds Banking Group's diversification helped the company to forecast-beating 2025 profits as it effectively hedged its exposure to falling interest rates, Interactive Investor's Richard Hunter writes. The hedging will help revenues into 2026, he adds. In addition, the group's focus away from its traditional banking business to develop digital and wealth-management offerings will diversify income streams, J.P. Morgan analysts say. The company offers significant earnings potential which isn't reflected in the market's overly-high view on the opportunity cost of owning the stock, the analysts add. Shares rise 1.6%. (josephmichael.stonor@wsj.com)

(END) Dow Jones Newswires

January 29, 2026 08:41 ET (13:41 GMT)

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