PayPal (PYPL) is set to see slower Branded Checkout growth amid softer e-commerce trends and continued loss of market share to competitors, Morgan Stanley said in a note on Wednesday.
Progress on upgrading checkout integrations has been slower than expected, with only about 25% of merchants moving to the new experience after 15 months, and just half of those using the most optimized version, the firm said.
As a result, Branded Checkout growth is now expected to be 3.3% in 2026, down from 3.9%, the firm said, adding that it is also reducing its buyback forecast, expecting PayPal to repurchase $4.5 billion of shares in 2026 instead of $5.4 billion.
These changes lower the 2026 adjusted earnings per share forecast slightly to $5.79, Morgan Stanley said.
Morgan Stanley adjusted its price target on PayPal to $50 from $51 and maintained its underweight rating.
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