NewtekOne Q4 revenue rises

Reuters01-30
NewtekOne Q4 revenue rises 

Overview

  • U.S. financial solutions firm's Q4 revenue rose 10.6% yr/yr

  • Adjusted EPS for Q4 fell compared to last year

  • Company completed largest rated securitization backed by ALP loans

Outlook

  • NewtekOne expects 2026 EPS between $2.15 and $2.55

  • Company plans to diversify loan portfolio in 2026 and beyond

Result Drivers

  • REVENUE GROWTH - Total revenue increased by 10.6% in 2025, driven by higher net interest and noninterest income

  • EFFICIENCY IMPROVEMENT - Efficiency ratio improved to 58.3% in 2025 from 63.2% in 2024, indicating better cost management

  • DEPOSIT GROWTH - Commercial deposits grew by 70% Y/Y, while core consumer deposits increased by 40% Y/Y

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q4 Net Interest Income

$17.48 mln

Q4 Pretax Profit

$24.49 mln

Q4 Provision for Loan Credit Losses

$8.40 mln

Analyst Coverage

  • The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 2 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the corporate financial services peer group is "buy."

  • Wall Street's median 12-month price target for NewtekOne Inc is $14.00, about 2.4% above its January 28 closing price of $13.67

  • The stock recently traded at 6 times the next 12-month earnings vs. a P/E of 5 three months ago

Press Release: ID:nGNX76601s

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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