Overview
U.S. financial solutions firm's Q4 revenue rose 10.6% yr/yr
Adjusted EPS for Q4 fell compared to last year
Company completed largest rated securitization backed by ALP loans
Outlook
NewtekOne expects 2026 EPS between $2.15 and $2.55
Company plans to diversify loan portfolio in 2026 and beyond
Result Drivers
REVENUE GROWTH - Total revenue increased by 10.6% in 2025, driven by higher net interest and noninterest income
EFFICIENCY IMPROVEMENT - Efficiency ratio improved to 58.3% in 2025 from 63.2% in 2024, indicating better cost management
DEPOSIT GROWTH - Commercial deposits grew by 70% Y/Y, while core consumer deposits increased by 40% Y/Y
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Net Interest Income | $17.48 mln | ||
Q4 Pretax Profit | $24.49 mln | ||
Q4 Provision for Loan Credit Losses | $8.40 mln |
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 2 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the corporate financial services peer group is "buy."
Wall Street's median 12-month price target for NewtekOne Inc is $14.00, about 2.4% above its January 28 closing price of $13.67
The stock recently traded at 6 times the next 12-month earnings vs. a P/E of 5 three months ago
Press Release: ID:nGNX76601s
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)
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