Press Release: Waton Financial Limited Reports Unaudited Financial Results for the First Six Months of Fiscal Year 2026

Dow Jones01-29

HONG KONG, Jan. 28, 2026 (GLOBE NEWSWIRE) -- Waton Financial Limited $(WTF)$ ("Waton" or the "Company"), a provider of securities brokerage and financial technology services, today announced its unaudited financial results for the first six months ended September 30, 2025, representing the first half of fiscal year 2026.

Management Commentary

"We are pleased with our revenue growth in the first half of fiscal 2026, particularly in our core brokerage operations, which benefited from investor interest in the Hong Kong market," said ZHOU Kai, Chairman of the Board and Chief Technology Officer of the Company. "While we continue to invest in talent, technology, and compliance to support our and long-term expansion, including potential enhancements in virtual assets and AI-driven services as outlined in our recent Form 20-F filing, we remain focused on driving sustainable profitability and shareholder value amid evolving market dynamics."

First Six Months of Fiscal Year 2026 Financial Highlights

   -- Total Revenues: Increased by 106.3% to $6.10 million for the six months 
      ended September 30, 2025, from $2.96 million for the six months ended 
      September 30, 2024, driven primarily by growth in brokerage and 
      commission income. 
   -- Brokerage and Commission Income (including related parties' portion): 
      Increased by 223.1% to $4.17 million for the six months ended September 
      30, 2025, from $1.29 million for the six months ended September 30, 2024, 
      reflecting increased trading volumes and customer engagement. 
   -- Interest Income (including related parties' portion): Increased by 83.8% 
      to $0.96 million for the six months ended September 30, 2025, from $0.52 
      million for the six months ended September 30, 2024, supported by 
      expanded margin financing to customers. 
   -- Operating Loss: Increased to $8.45 million for the six months ended 
      September 30, 2025, from $0.92 million for the six months ended September 
      30, 2024, primarily due to an increase in staff compensation and benefits 
      in share-based compensation as a result of our business expansion, our 
      research and development initiatives and professional fees for our 
      initial public offering we closed on April 1, 2025 (the "IPO"), all of 
      which were recognized during the six months ended September 30, 2025 
      (2024: nil). 
   -- Net Loss: Increased to $8.37 million for the six months ended September 
      30, 2025, or $0.17 per basic and diluted share, as compared to $1.15 
      million, or $0.03 per basic and diluted share for the six months ended 
      September 30, 2024. 
   -- Adjusted Net Loss: Being net loss excluding share-based compensation 
      expenses of $6.10 million and its corresponding tax effects. 
      Approximately $2.26 million for the six months ended September 30, 2025, 
      as compared to $1.15 million for the six months ended September 30, 2024. 
   -- Cash Position: Cash and cash equivalents plus cash segregated under 
      regulatory requirements increased by 115.0% to $29.88 million as of 
      September 30, 2025, from $13.90 million as of March 31, 2025, primarily 
      attributable to the closing of the IPO. 
   -- Total Assets: Increased to $68.98 million as of September 30, 2025, from 
      $30.72 million as of March 31, 2025, reflecting our business expansion 
      during the period. 

First Six Months of Fiscal Year 2026 Financial Results

Revenue

Revenue increased by 106.3% to $6.10 million for the six months ended September 30, 2025, from $2.96 million for the six months ended September 30, 2024. The increase in revenue was mainly driven by the increase in brokerage and commission income:

   -- Revenue from brokerage and commission income, including the related 
      parties' portion, increased to $4.17 million for the six months ended 
      September 30, 2025, from $1.29 million for the six months ended September 
      30, 2024, primarily attributable to the increase in security brokerage 
      income resulting from the increased trading activity amid enthusiasm in 
      the Hong Kong stock market during the period. 
   -- Interest income, including the related parties' portion, increased by 
      83.8% to $0.96 million for the six months ended September 30, 2025, from 
      $0.52 million for the six months ended September 30, 2024. The increase 
      was primarily due to an increase in margin loan extended to margin 
      customers during the six months ended September 30, 2025 in comparison 
      with the six months ended September 30, 2024. 
   -- Revenue from software licensing (including subscription-based licenses) 
      and related support services income, including the related parties' 
      portion, decreased by 42.3% to $0.66 million for the six months ended 
      September 30, 2025, from $1.15 million for the six months ended September 
      30, 2024. The decrease was mainly due to the decrease in the number of 
      software licensing and related support services customers for the six 
      months ended September 30, 2025 in comparison with the six months ended 
      September 30, 2024. 

Operating Costs and Expenses

Total operating costs and expenses increased to $13.81 million for the six months ended September 30, 2025, from $3.88 million for the six months ended September 30, 2024. The increase was mainly due to an increase in staff compensation and benefits (including share-based compensation) as a result of our business expansion.

   -- Compensation and benefits increased to $8.23 million for the six months 
      ended September 30, 2025, from $1.47 million for the six months ended 
      September 30, 2024. Primarily as a result of i) an increase in number of 
      employees as well as average salary level, as a result of our business 
      expansion; and ii) increase in share-based compensation expenses of $6.10 
      million for the six months ended September 30, 2025, from nil for the six 
      months ended September 30, 2024, resulting from the granting of 
      restricted share units following its 2024 Global Equity Incentive Plan 
      adopted in November 2024. 
   -- Professional service fee increased to $1.01 million for the six months 
      ended September 30, 2025, from $0.77 million for the six months ended 
      September 30, 2024, primarily resulting from the effort for listing of 
      the Company's share on Nasdaq and ongoing compliance costs as a listed 
      company during the period. 
   -- Commissions and brokerage fees increased to $1.64 million for the six 
      months ended September 30, 2025, from $0.17 million for the six months 
      ended September 30, 2024, and interest expenses increased to $0.35 
      million from $0.09 million during the period were primarily in line with 
      our business expansion. 

Loss from Operations

Loss from operations increased to $7.71 million for the six months ended September 30, 2025, from $0.92 million for the six months ended September 30, 2024, primarily attributable to the increase in operating costs and expenses described above.

Other Expense

The total other expense, net increased to $0.66 million during the six months ended September 30, 2025, from total other expense, net of $0.30 million for the six months ended September 30, 2024, which was primarily attributable to the decrease in loss from the equity method investment to $0.03 million and an increase from changes in net asset value, or NAV, of investment securities to $0.74 million during the period.

Net Income (Loss)

Net loss increased to $8.37 million for the six months ended September 30, 2025, from the net loss of $1.15 million for the six months ended September 30, 2024, due to the above-referenced reasons.

Adjusted Net Loss

Our adjusted net loss, which excludes share-based compensation expenses of $6.10 million and its related income tax effects for the six months ended September 30, 2025 (2024: nil), was approximately $2.26 million for the six months ended September 30, 2025, as compared to the adjusted net loss of approximately $1.15 million for the six months ended September 30, 2024.

Basic and Diluted Loss per Share

Basic and diluted loss per share increased to $0.17 for the six months ended September 30, 2025, from loss per share of $0.03 for the six months ended September 30, 2024 due to the above-referenced reasons.

Financial Condition

As of September 30, 2025, cash and cash equivalents, plus cash segregated under regulatory requirements, increased by 115.0% to $29.88 million as of September 30, 2025, from $13.90 million as of March 31, 2025.

   -- Net cash used in operating activities was $1.44 million for the six 
      months ended September 30, 2025, compared to $2.55 million for the six 
      months ended September 30, 2024, primarily attributable to a slight 
      increase in outstanding payments to suppliers during such period. 
   -- Net cash used in investing activities was $2.38 million for the six 
      months ended September 30, 2025, compared to net cash used in investing 
      activities of $0.01 million for the six months ended September 30, 2024, 
      attributable to the subscriptions in certain investment funds during such 
      period. 
   -- Net cash provided by financing activities increased to $19.79 million for 
      the six months ended September 30, 2025, compared to net cash used in 
      financing activities of $1.90 million for the six months ended September 
      30, 2024, primarily attributable to the proceeds of our IPO share 
      issuances during such period. 

Non-GAAP Financial Measures and Forward-Looking Statements

This press release contains certain non-GAAP financial measures, including Adjusted Net Loss, that are used by management to evaluate our operating performance and to provide investors with additional insight into the Company's underlying results. These non-GAAP measures should not be considered in isolation, as a substitute for, or superior to financial information prepared in accordance with U.S. GAAP. They may differ from similarly titled measures used by other companies.

We believe the presentation of these non-GAAP measures provides useful supplemental information for investors by facilitating period-to-period comparisons of our operating performance. A reconciliation of each non-GAAP measure to the most directly comparable GAAP measure is included in the accompanying financial tables. To the extent that forward-looking non-GAAP measures are provided, such measures are presented without reconciliation to the most directly comparable GAAP measures because such reconciliations are not available without unreasonable efforts.

This press release also contains certain "forward-looking statements" within the meaning of federal securities laws, including, but not limited to statements regarding plans, objectives, strategies, future events, performance, and underlying assumptions and other statements that are not historical facts. These forward-looking statements involve known and unknown risks and uncertainties and are based on the Company's current expectations and projections about future events, which may affect the Company's financial condition, operating results, business strategy, and capital needs. Investors can identify these forward-looking statements by words such as "believe," "plan," "expect," "intend," "should," "seek," "estimate," "will," "target," "anticipate," or similar expressions. Except as required by law, the Company does not undertake any obligation to publicly update or revise any forward-looking statements to reflect subsequent events or circumstances or changes in its expectations. While the Company believes the expectations reflected in these forward-looking statements are reasonable, it cannot guarantee these expectations will prove correct and cautions investors that actual results may differ materially from anticipated results, and encourages investors to review the Company's registration statements and other filings with the U.S. Securities and Exchange Commission for additional factors that could affect its future performance.

CONTACTS

Media Inquiries

pr@waton.com

Investor Relations

ir@waton.com

Waton Financial Limited

 
 
                        WATON FINANCIAL LIMITED 
             UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS 
          (Amount in U.S. dollars, except for number of shares) 
 
                                                As of 
                                -------------------------------------- 
                                 September 30, 2025    March 31, 2025 
                                --------------------  ---------------- 
 
Assets 
Current assets: 
Cash and cash equivalents        $       14,347,536    $    7,717,087 
Cash segregated under 
 regulatory requirements                 15,535,468         6,183,232 
Receivables from: 
   Clients                               20,238,873         1,729,408 
   Clients - related parties                  3,188         4,826,387 
   Broker-dealers and clearing 
    organization                          9,220,122         1,739,276 
 
   Software licensing 
    (including subscription 
    based) and related support 
    services - related party              1,800,000           600,000 
Contract assets                             230,845                -- 
Contract assets - related 
 party                                      400,000         1,200,000 
Due from ST MA Ltd                          447,570           449,877 
Investment securities, at net 
asset value ("NAV")                         358,536                -- 
Investment securities, at NAV 
- related party                           1,000,000                -- 
Prepaid expenses and other 
 current assets                           1,319,774           893,051 
 
Total current assets                     64,901,912        25,338,318 
Property and equipment, net                 330,162           123,297 
Operating lease right-of-use 
 assets                                     199,252           467,016 
Investments, cost                         2,878,575         2,878,575 
Equity method investment                         --           189,932 
Other assets                                666,186         1,726,837 
                                    ---------------       ----------- 
TOTAL ASSETS                     $       68,976,087    $   30,723,975 
                                    ===============       =========== 
Liabilities and Shareholders' 
Equity 
Current liabilities: 
Payables to: 
   Clients                       $       23,783,079    $    6,163,171 
   Clients - related party                   40,745         1,417,153 
   Broker-dealers and clearing 
    organization                         12,327,285         7,335,535 
Bank overdrafts                           1,580,583                -- 
Accrued expenses and other 
 current liabilities                        801,265           748,918 
Amounts due to related parties            2,540,810         1,797,774 
Operating lease liabilities, 
 current                                    211,186           463,120 
                                    ---------------       ----------- 
Total current liabilities                41,284,953        17,925,671 
Operating lease liabilities, 
 non-current                                     --            30,561 
                                    ---------------       ----------- 
TOTAL LIABILITIES                        41,284,953        17,956,232 
                                    ---------------       ----------- 
Commitments and contingencies                    --                -- 
Shareholders' equity: 
Ordinary shares, unlimited 
shares authorized; no par 
value; 48,237,472 shares and 
43,206,222 shares issued and 
outstanding as of September 
30, 2025 and March 31, 2025, 
respectively                                     --                -- 
Additional paid-in capital               45,097,848        21,817,729 
Accumulated deficit                     (17,473,787)       (9,107,145) 
Accumulated other 
 comprehensive income                        67,073            57,159 
                                    ---------------       ----------- 
TOTAL SHAREHOLDERS' EQUITY               27,691,134        12,767,743 
                                    ---------------       ----------- 
TOTAL LIABILITIES AND 
 SHAREHOLDERS' EQUITY            $       68,976,087    $   30,723,975 
                                    ===============       =========== 
 
 
 
                         WATON FINANCIAL LIMITED 
         UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS 
                          AND COMPREHENSIVE LOSS 
           (Amount in U.S. dollars, except for number of shares) 
 
                              For the six months ended September 30, 
                          ---------------------------------------------- 
                                    2025                    2024 
                          ------------------------  -------------------- 
Revenues 
Brokerage and commission 
 income                    $         2,774,888       $          396,547 
Brokerage and commission 
 income - related 
 parties                             1,390,497                  892,837 
Principal transactions 
and proprietary trading                315,337                       -- 
Interest income                        507,872                    2,562 
Interest income - 
 related parties                       452,808                  520,183 
Software licensing 
 (including subscription 
 based) and related 
 support services 
 income                                261,498                  546,134 
Software licensing 
 (including subscription 
 based) and related 
 support services income 
 - related party                       400,000                  600,000 
Total revenues                       6,102,900                2,958,263 
                              ----------------          --------------- 
 
Operating costs and 
expenses 
Commissions and 
 brokerage fees                      1,639,072                  172,712 
Software licensing 
 (including subscription 
 based) and related 
 support outsourcing 
 cost - related party                  487,860                  507,822 
Interest expenses                      353,587                   85,657 
Compensation and 
 benefits                            2,123,489                1,471,937 
Share-based compensation 
expenses                             6,104,672                       -- 
Research and development 
expenses                               387,425                       -- 
Professional service 
 fees                                1,011,754                  771,165 
Market information                     412,158                  332,094 
Lease costs                            325,960                  315,013 
 
Other general and 
 administrative 
 expenses                              967,079                  224,117 
                              ----------------          --------------- 
Total operating costs 
 and expenses                       13,813,056                3,880,517 
                              ----------------          --------------- 
 
Operating loss                      (7,710,156)                (922,254) 
 
Other income (expense): 
Income from foreign 
 currency spread                       180,236                   28,340 
Loss from equity method 
 investment                            (31,603)                (341,428) 
Changes in NAV of 
 investment securities                (741,482)                      -- 
 
Others                                 (63,637)                   9,949 
                              ----------------          --------------- 
Total other expense, net              (656,486)                (303,139) 
 
Loss before income tax 
 expenses                           (8,366,642)              (1,225,393) 
 
Income tax benefit                          --                   77,138 
                              ----------------          --------------- 
Net loss                   $        (8,366,642)      $       (1,148,255) 
                              ================          =============== 
 
Net loss per ordinary 
share 
Basic and diluted          $             (0.17)      $            (0.03) 
                              ================          =============== 
Weighted average 
ordinary shares 
outstanding 
Basic and diluted                   48,209,979               40,980,000 
                              ================          =============== 
 
Net loss:                  $        (8,366,642)      $       (1,148,255) 
Other comprehensive 
income, net of tax: 
Foreign currency 
 translation adjustment                  9,914                   68,477 
                              ----------------          --------------- 
Total comprehensive loss   $        (8,356,728)      $       (1,079,778) 
                              ================          =============== 
 

(END) Dow Jones Newswires

January 28, 2026 19:55 ET (00:55 GMT)

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