American Financial Group Inc. $(AFG)$ reported fourth quarter (Q4) 2025 net earnings of USD 299 million, or USD 3.58 per share. Core net operating earnings for the period were USD 305 million, or USD 3.65 per share. Net earnings for the full year (FY) 2025 totaled USD 10.08 per share. Return on equity for FY 2025 was 17.8%. For Q4 2025, net earned premiums amounted to USD 1.81 billion, while net investment income was USD 183 million. Gross written premiums in AFG’s specialty property and casualty operations reached USD 2.09 billion in Q4 2025, reflecting a 2% increase. For the full year, gross written premiums totaled USD 10.69 billion, also representing a 2% increase. Net written premiums for the quarter were USD 1.44 billion, and for the full year stood at USD 7.11 billion. The loss and loss adjustment expense (LAE) ratio in Q4 2025 was 58.6%, and for FY 2025 was 62.2%. The company’s reported net earnings for Q4 2025 included net after-tax non-core realized losses of USD 6 million. AFG, through its Great American Insurance Group, remains focused on specialized commercial property and casualty insurance products for businesses. Further details on the investment portfolio and other financial information are available in the company’s quarterly investor supplement.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. American Financial Group Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260203638587) on February 03, 2026, and is solely responsible for the information contained therein.
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