Demographic Shift-Driven Deposit Outflows to Hit Japan's Regional Banks, S&P Says

MT Newswires Live17:44

Japan's regional banks could face deposit outflows amid a demographic shift in which people move out of nonmetropolitan areas, S&P Global Ratings said in a Wednesday release.

Small banks in areas with dwindling populations could face pressure from increased concentration of deposits in Tokyo, leading to a weaker ability to maintain deposits and a reduced business scale, the rating agency said.

The concentration shift will accelerate due to household investment into securities and competition with midsize and online banks in urban areas, S&P said.

Still, the rating agency believes the development will have a minimal effect on the overall financial system.

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2608435257?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-02-04 17:44","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2608435257","market":"sh","top_or_hot":-1,"title":"Demographic Shift-Driven Deposit Outflows to Hit Japan's Regional Banks, S&P Says","media":"MT Newswires Live","content":"<html><body><p> Japan's regional banks could face deposit outflows amid a demographic shift in which people move out of nonmetropolitan areas, S&amp;P Global Ratings said in a Wednesday release.</p><p>Small banks in areas with dwindling populations could face pressure from increased concentration of deposits in Tokyo, leading to a weaker ability to maintain deposits and a reduced business scale, the rating agency said.</p><p>The concentration shift will accelerate due to household investment into securities and competition with midsize and online banks in urban areas, S&amp;P said.</p><p>Still, the rating agency believes the development will have a minimal effect on the overall financial system.</p></body></html>","source":"mtnewswires_news","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Demographic Shift-Driven Deposit Outflows to Hit Japan's Regional Banks, S&P Says</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nDemographic Shift-Driven Deposit Outflows to Hit Japan's Regional Banks, S&P Says\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1092851196\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">MT Newswires Live </p>\n<p class=\"h-time\">2026-02-04 17:44</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><body><p> Japan's regional banks could face deposit outflows amid a demographic shift in which people move out of nonmetropolitan areas, S&amp;P Global Ratings said in a Wednesday release.</p><p>Small banks in areas with dwindling populations could face pressure from increased concentration of deposits in Tokyo, leading to a weaker ability to maintain deposits and a reduced business scale, the rating agency said.</p><p>The concentration shift will accelerate due to household investment into securities and competition with midsize and online banks in urban areas, S&amp;P said.</p><p>Still, the rating agency believes the development will have a minimal effect on the overall financial system.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4585","symbol_name":"ETF&股票定投概念","start_time":0,"source_url":"https://www.mtnewswires.com/","article_id":"2608435257","we_media_id":"1092851196","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2608435257","pubTimestamp":1770198295,"columns":[],"sourceInfo":{"source_id":"mtnewswires_news","name":"MT Newswires"},"weMediaInfo":{"media_name":"MT Newswires Live","introduction":"The most recognized names in North America, Europe and Asia rely on MT Newswires to power their applications. Better news, better service, better price.","home_visible":1,"id":"1092851196","head_image":"https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e"},"summary":"Japan's regional banks could face deposit outflows amid a demographic shift in which people move out of nonmetropolitan areas, S&P Global Ratings said in a Wednesday release.Small banks in areas with dwindling populations could face pressure from increased concentration of deposits in Tokyo, leading to a weaker ability to maintain deposits and a reduced business scale, the rating agency said.The concentration shift will accelerate due to household investment into securities and competition with midsize and online banks in urban areas, S&P said.Still, the rating agency believes the development will have a minimal effect on the overall financial system.","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4585":"ETF&股票定投概念","KBWB":"银行ETF-PowerShares","XLF":"金融ETF","IAT":"安硕美国地区银行ETF","KBE":"银行指数ETF-SPDR KBW","KRX":"KBW区域银行业指数","KRE":"区域银行指数ETF-SPDR KBW","DPST":"Direxion每日三倍做多区域银行股ETF","VFH":"Vanguard Financials ETF"},"translate_title":"标准普尔表示，人口结构变化导致的存款外流将打击日本地区银行","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"VFH":0.6,"KBE":1.5,"KRE":0.6,"KBWB":0.6,"DPST":0.6,"KRX":0.6,"IAT":0.6,"XLF":0.6},"content_text":"Japan's regional banks could face deposit outflows amid a demographic shift in which people move out of nonmetropolitan areas, S&P Global Ratings said in a Wednesday release.Small banks in areas with dwindling populations could face pressure from increased concentration of deposits in Tokyo, leading to a weaker ability to maintain deposits and a reduced business scale, the rating agency said.The concentration shift will accelerate due to household investment into securities and competition with midsize and online banks in urban areas, S&P said.Still, the rating agency believes the development will have a minimal effect on the overall financial system.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.36.2","shortVersion":"4.36.2","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2608435257","isCrawlerRequest":true}