** American Express AXP.N forecast annual profit largely above Wall Street expectations on Friday, underscoring resilient spending by its young and affluent customers, but a small miss on holiday-quarter profit weighed on its shares
RETURNS ON REFRESH
** Morgan Stanley ("equal-weight," PT: $395) says from here, 2026 will be a key test for Amex's retention efforts, as U.S. Platinum cardholders start paying higher annual fees
** RBC Capital Markets ("outperform," PT: $425) expects co's Platinum card refresh to add to revenue in 2026; says AXP's customer base continues to be resilient
** J.P.Morgan ("neutral," PT: $375) says high-income consumer spending to continue unless employment risks increase
** J.P.Morgan adds, "President Trump's announcement of a proposed temporary 10% cap on credit card interest rates could introduce near-term volatility for card issuers"
** BTIG ("sell," PT: $328) expects revamp in Amex's commercial platform to support revenue growth in 2027
(Reporting by Kanchana Chakravarty in Bengaluru)
((Kanchana.Chakravarty@thomsonreuters.com))
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