** Truist cuts PT on American Express AXP.N to $400 from $420
** New PT still represents a 11.5% upside to stock's last close
** Says co spending more to grow and leverage being pushed out justifies a lower multiple
** Adjusts target multiple to a little under 20x its 2027 EPS forecast for AXP
** Notes that despite AXP more than doubling over the past three years, stock has declined on earnings ~75% of the time
** 12 of 32 brokerages rate stock "buy" or higher, 19 "hold" and 1 "strong sell"; median PT is $380 - data compiled by SEG
** As of last close, AXP up 10.4% in the last 12 months
(Reporting by Pragyan Kalita in Bengaluru)
((Pragyan.Kalita@thomsonreuters.com))
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