Exchange Bank FY 2025 net interest income rises 11.60% to USD 90.69 million

Reuters02-03

Exchange Bank FY 2025 net interest income rises 11.60% to USD 90.69 million

Exchange Bank reported net income after tax of USD 8.76 million for the fourth quarter (Q4) 2025 and USD 29.97 million for the full year (FY) 2025. The bank’s net interest income increased by 11.6% to USD 90.69 million in FY 2025. Interest and fees on loans grew by 7.75% to USD 96 million, while interest on investment securities declined by 7.94% to USD 32.80 million for the same period. Total loan balances rose by 6.97% or USD 112.87 million, and deposit balances increased by 1.52% or USD 43.03 million in FY 2025. During the year, Exchange Bank recognized a life insurance benefit of USD 0.70 million in the second quarter and a gain of USD 1.4 million on the sale of bank premises in the third quarter. The bank’s total risk-based capital ratio stood at 19.71% as of December 31, 2025, remaining well above regulatory minimum requirements. Total assets at year-end were USD 3.30 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Exchange Bank published the original content used to generate this news brief via Business Wire (Ref. ID: 20260202837187) on February 02, 2026, and is solely responsible for the information contained therein.

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