Is It Time To Reassess Ameriprise Financial (AMP) After Strong Multi‑Year Share Price Gains

Simply Wall St.06:27

If you are wondering whether Ameriprise Financial's current share price gives you genuine value, this article will help you size up what you might actually be paying for. The stock last closed at US$...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2609348738?lang=en_US&edition=fundamental","thumbnail":"https://images.simplywall.st/asset/industry/7131000-choice2-main-header/1585186813996","is_english":true,"pubTime":"2026-02-05 06:27","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2609348738","market":"hk","top_or_hot":-1,"title":"Is It Time To Reassess Ameriprise Financial (AMP) After Strong Multi‑Year Share Price Gains","media":"Simply Wall St.","content":"<div>\n<p>If you are wondering whether Ameriprise Financial's current share price gives you genuine value, this article will help you size up what you might actually be paying for. The stock last closed at US$...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nyse-amp/ameriprise-financial/news/is-it-time-to-reassess-ameriprise-financial-amp-after-strong\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is It Time To Reassess Ameriprise Financial (AMP) After Strong Multi‑Year Share Price Gains</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs It Time To Reassess Ameriprise Financial (AMP) After Strong Multi‑Year Share Price Gains\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-02-05 06:27 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/diversified-financials/nyse-amp/ameriprise-financial/news/is-it-time-to-reassess-ameriprise-financial-amp-after-strong><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>If you are wondering whether Ameriprise Financial's current share price gives you genuine value, this article will help you size up what you might actually be paying for. The stock last closed at US$...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nyse-amp/ameriprise-financial/news/is-it-time-to-reassess-ameriprise-financial-amp-after-strong\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4588","symbol_name":"碎股","start_time":0,"source_url":"https://simplywall.st/stocks/us/diversified-financials/nyse-amp/ameriprise-financial/news/is-it-time-to-reassess-ameriprise-financial-amp-after-strong","article_id":"2609348738","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7131000-choice2-main-header/1585186813996"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/diversified-financials/nyse-amp/ameriprise-financial/news/is-it-time-to-reassess-ameriprise-financial-amp-after-strong","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2609348738","pubTimestamp":1770244037,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"If you are wondering whether Ameriprise Financial's current share price gives you genuine value, this article will help you size up what you might actually be paying for.\nThe stock last closed at US$530.05, with returns of 6.4% over the past week, 7.3% over the last month, 7.3% year to date and 0.3% over the past year, set against longer term returns of 56.5% over three years and 166.6% over five years.\nRecent coverage around Ameriprise Financial has focused on its position as a large,...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4588":"碎股","IE00B64PRP62.GBP":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (GBP) ACC","LU1668664300.SGD":"Blackrock World Financials A2 SGD-H","BK4585":"ETF&股票定投概念","LU2108987350.USD":"UBS (LUX) EQUITY SICAV GLOBAL OPPORTUNITY SUSTAINABLE (USD) \"P\" (USD) ACC","IE00B3QW5Z07.USD":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (USD) ACC","AMP":"阿莫斯莱斯金融","LU1791807156.HKD":"BGF WORLD FINANCIALS \"A2\" (HKDHDG) ACC","BK4135":"资产管理与托管银行","LU0106831901.USD":"贝莱德世界金融基金A2","AMP.AU":"AMP LIMITED","BK7112":"其它综合性金融服务","IE00BGHQF748.EUR":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (EUR) ACC"},"translate_title":"在股价多年强劲上涨后，是时候重新评估Ameriprise Financial(AMP)了吗？","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"AMP.AU":1.5,"AMP":1.5},"content_text":"If you are wondering whether Ameriprise Financial's current share price gives you genuine value, this article will help you size up what you might actually be paying for. The stock last closed at US$530.05, with returns of 6.4% over the past week, 7.3% over the last month, 7.3% year to date and 0.3% over the past year, set against longer term returns of 56.5% over three years and 166.6% over five years. Recent coverage around Ameriprise Financial has focused on its position as a large, diversified financial services group and how investors are assessing its role in wealth and asset management relative to peers. This context helps frame why the current price is attracting attention and whether it reflects a recalibration of expectations for the business. On our checks, Ameriprise Financial has a valuation score of 5/6. This sets up a closer look at traditional valuation tools like P/E, cash flows and comparables. Later in the article we will also touch on a different way to think about value that many investors overlook.  Find out why Ameriprise Financial's 0.3% return over the last year is lagging behind its peers. AdvertisementApproach 1: Ameriprise Financial Excess Returns Analysis The Excess Returns model looks at how effectively Ameriprise Financial turns shareholder equity into earnings after covering its cost of equity. Put simply, it compares what the company earns on its equity base with what investors require as a minimum return. For Ameriprise Financial, book value is $69.31 per share, while stable earnings per share are estimated at $60.16, based on the median return on equity from the past 5 years. The cost of equity is put at $7.75 per share, which implies an excess return of $52.41 per share. That gap reflects how much value the company is estimated to generate above its required return. The model also uses a stable book value estimate of $95.66 per share, derived from weighted future book value estimates from 4 analysts, to project how these excess returns may compound over time. Combining these inputs, the Excess Returns model points to an intrinsic value of about $1,179.27 per share. Set against the recent share price of $530.05, this framework suggests Ameriprise Financial is 55.1% undervalued on this measure. Result: UNDERVALUED Our Excess Returns analysis suggests Ameriprise Financial is undervalued by 55.1%. Track this in your watchlist or portfolio, or discover 866 more undervalued stocks based on cash flows. AMP Discounted Cash Flow as at Feb 2026 Head to the Valuation section of our Company Report for more details on how we arrive at this Fair Value for Ameriprise Financial. Approach 2: Ameriprise Financial Price vs Earnings For a profitable company like Ameriprise Financial, the P/E ratio is a straightforward way to think about what you are paying for each dollar of earnings. It ties directly to current profitability, which many investors use as a starting point when comparing similar businesses. What counts as a “normal” or “fair” P/E really depends on what the market expects for a company’s future growth and how risky those earnings appear to be. Higher expected growth or perceived resilience can justify a higher multiple, while lower growth or higher uncertainty usually points to a lower one. Ameriprise Financial is trading on a P/E of 13.35x, compared with the Capital Markets industry average of about 22.49x and a peer average of 25.53x. Simply Wall St’s Fair Ratio for Ameriprise Financial is 16.38x. The Fair Ratio is a proprietary metric that estimates a company specific P/E based on factors such as earnings growth, profit margins, industry group, market cap and key risks, which can be more tailored than simple peer or industry comparisons. With the Fair Ratio above the current P/E, this framework indicates Ameriprise Financial may be undervalued on this metric. Result: UNDERVALUED NYSE:AMP P/E Ratio as at Feb 2026 P/E ratios tell one story, but what if the real opportunity lies elsewhere? Discover 1424 companies where insiders are betting big on explosive growth. Upgrade Your Decision Making: Choose your Ameriprise Financial Narrative Earlier we mentioned that there is an even better way to understand valuation, so let us introduce you to Narratives. These are simply your story about a company, linked directly to the numbers you think are reasonable for its fair value, future revenue, earnings and margins. On Simply Wall St, Narratives live in the Community page and let you connect Ameriprise Financial’s business story to a clear financial forecast. This then flows through to a fair value that you can compare with the current share price to help you decide whether you are more comfortable buying, holding or selling. Because Narratives on the platform are updated automatically when new information such as news or earnings is added, you are not locked into a static view. You can quickly see how fresh data changes your thesis and the gap between price and fair value. For example, one Ameriprise Financial Narrative might assume very conservative revenue growth, modest margins and a cautious discount rate that leads to a relatively low fair value. Another could reflect stronger revenue expectations, steadier margins and a different discount rate that supports a much higher fair value, showing how thoughtful investors can disagree yet still stay disciplined about what they are willing to pay. Do you think there's more to the story for Ameriprise Financial? Head over to our Community to see what others are saying! NYSE:AMP 1-Year Stock Price Chart  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.New: Manage All Your Stock Portfolios in One PlaceWe've created the ultimate portfolio companion for stock investors, and it's free.• Connect an unlimited number of Portfolios and see your total in one currency• Be alerted to new Warning Signs or Risks via email or mobile• Track the Fair Value of your stocksTry a Demo Portfolio for FreeHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.36.2","shortVersion":"4.36.2","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2609348738","isCrawlerRequest":true}