Is There Still Value In Bank Of America (BAC) After Recent Share Price Pullback?

Simply Wall St.02-05 06:28

If you are wondering whether Bank of America shares still offer value at current levels, the starting point is understanding what the recent price action and fundamentals are actually implying. The ...

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The ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nyse-bac/bank-of-america/news/is-there-still-value-in-bank-of-america-bac-after-recent-sha\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU0980610538.SGD","symbol_name":"Natixis Harris Associates US Equity RA SGD-H","start_time":0,"source_url":"https://simplywall.st/stocks/us/banks/nyse-bac/bank-of-america/news/is-there-still-value-in-bank-of-america-bac-after-recent-sha","article_id":"2609487333","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/company-cover/19049-main-header/1756206362621"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/banks/nyse-bac/bank-of-america/news/is-there-still-value-in-bank-of-america-bac-after-recent-sha","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2609487333","pubTimestamp":1770244091,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"If you are wondering whether Bank of America shares still offer value at current levels, the starting point is understanding what the recent price action and fundamentals are actually implying.\nThe stock last closed at US$55.38, with returns of 6.9% over the past 7 days, a 2.7% decline over 30 days, a 1.0% decline year to date, and gains of 20.3%, 64.1% and 89.5% over the past 1, 3 and 5 years respectively.\nRecent coverage of large US banks has focused on how investors are reassessing...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"LU0980610538.SGD":"Natixis Harris Associates US Equity RA SGD-H","IE00B7SZLL34.SGD":"Legg Mason ClearBridge - Value A Acc SGD-H","LU1280957306.USD":"THREADNEEDLE (LUX) US CONTRARIAN CORE EQUITIES \"AUP\" (USD) INC","LU2129689514.USD":"FRANKLIN GLOBAL INCOME \"A\" (USD) INC","LU0306807586.USD":"SCHRODER ISF GLOBAL DIVIDEND MAXIMISER \"A\" (USD) INC QF","IE00B1BXHZ80.USD":"Legg Mason ClearBridge - US Appreciation A Acc USD","LU1880398471.USD":"AMUNDI FUNDS GLOBAL EQUITY \"A2\" (USD) ACC","LU0648001328.SGD":"Natixis Harris Associates US Equity RA SGD","IE0002270589.USD":"LEGG MASON CLEARBRIDGE VALUE \"A\" (USD) INC","LU0477156797.USD":"HARRIS ASSOCIATES GLOBAL EQUITY \"RE\" (USD) ACC","LU0130518102.USD":"HARRIS ASSOCIATES GLOBAL EQUITY \"R\" INC","LU0128525689.USD":"TEMPLETON GLOBAL BALANCED \"A\"(USD) ACC","LU0203347892.USD":"SCHRODER ISF QEP GLOBAL ACTIVE VALLUE \"A\" (USD)  INC AV","LU0321505439.SGD":"Schroder ISF Global Dividend Maximiser A Acc SGD","LU0234572021.USD":"高盛美国核心股票组合Acc","BAC":"美国银行","BK4504":"桥水持仓","IE0034235188.USD":"PINEBRIDGE GLOBAL FOCUS EQUITY \"A\" (USD) ACC","LU1074936037.SGD":"JPMorgan Funds - US Value A (acc) SGD","BK4559":"巴菲特持仓","IE00BKVL7J92.USD":"Legg Mason ClearBridge - US Equity Sustainability Leaders A Acc USD","IE00BZ1G4Q59.USD":"LEGG MASON CLEARBRIDGE US EQUITY SUSTAINABILITY LEADER \"A\"(USD) INC (A)","LU0098860793.USD":"FRANKLIN INCOME \"A\" INC","LU0320765489.SGD":"FTIF - Franklin Mutual US Value A Acc SGD","LU0203345920.USD":"SCHRODER ISF QEP GLB ACT. 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The stock last closed at US$55.38, with returns of 6.9% over the past 7 days, a 2.7% decline over 30 days, a 1.0% decline year to date, and gains of 20.3%, 64.1% and 89.5% over the past 1, 3 and 5 years respectively. Recent coverage of large US banks has focused on how investors are reassessing financials in light of interest rate expectations and credit conditions. For Bank of America, this context helps explain why shorter term pullbacks can sit alongside stronger multi year returns as the market constantly reassesses risk and reward. Simply Wall St currently gives Bank of America a valuation score of 3 out of 6. In the rest of this article we will look at what different valuation methods say about that number, before finishing with a broader way to think about what valuation really means for your own portfolio decisions.  Find out why Bank of America's 20.3% return over the last year is lagging behind its peers. AdvertisementApproach 1: Bank of America Excess Returns Analysis The Excess Returns model looks at how much profit a company is expected to generate over and above the return that shareholders require, then adds that value to the current book value per share. It is essentially asking whether Bank of America is using its equity base efficiently enough to justify its share price. For Bank of America, the model uses a Book Value of US$38.44 per share and a Stable EPS of US$5.08 per share, based on weighted future Return on Equity estimates from 13 analysts. The implied Cost of Equity is US$3.85 per share, so the Excess Return is US$1.23 per share. That excess is supported by an Average Return on Equity of 11.86% and a projected Stable Book Value of US$42.86 per share, based on estimates from 14 analysts. Combining these inputs, the Excess Returns model arrives at an intrinsic value of about US$64.30 per share. Compared with the recent share price of US$55.38, this suggests the stock is trading at an implied discount of roughly 13.9% on this metric. Result: UNDERVALUED Our Excess Returns analysis suggests Bank of America is undervalued by 13.9%. Track this in your watchlist or portfolio, or discover 866 more undervalued stocks based on cash flows. BAC Discounted Cash Flow as at Feb 2026 Head to the Valuation section of our Company Report for more details on how we arrive at this Fair Value for Bank of America. Approach 2: Bank of America Price vs Earnings For a consistently profitable company, the P/E ratio is a straightforward way to think about what you are paying for each dollar of earnings. It is widely used because it ties the share price directly to the business’s current profit, which is usually the main driver of long term returns for established banks. What counts as a “normal” or “fair” P/E depends on how the market views a company’s growth prospects and risks. Higher expected earnings growth and lower perceived risk can justify a higher multiple, while lower growth expectations or higher risk can pull that multiple down. Bank of America currently trades on a P/E of 13.75x. That sits above the Banks industry average of 11.92x, but slightly below the peer group average of 14.54x. Simply Wall St’s Fair Ratio for Bank of America is 16.52x. This Fair Ratio is a proprietary estimate of what the P/E might be given factors such as the company’s earnings growth profile, profit margins, risk indicators, industry and market cap. It can therefore provide a more tailored reference point than simple peer or industry comparisons. On this basis, the current 13.75x P/E is below the Fair Ratio of 16.52x. Result: UNDERVALUED NYSE:BAC P/E Ratio as at Feb 2026 P/E ratios tell one story, but what if the real opportunity lies elsewhere? Discover 1424 companies where insiders are betting big on explosive growth. Upgrade Your Decision Making: Choose your Bank of America Narrative Earlier we mentioned that there is an even better way to understand valuation, so let us introduce you to Narratives, which are simply your story about a company linked directly to your assumptions for its future revenue, earnings, margins and the fair value you think those numbers support. On Simply Wall St, Narratives sit inside the Community page and give you an easy way to connect three things: what you believe about a business, the financial forecast that follows from that belief, and the fair value estimate that falls out of those numbers. Once you have a Narrative, you can compare your Fair Value for Bank of America with the current share price to help you decide whether the stock looks attractive, fully priced or expensive on your own terms. Your Narrative will refresh automatically when new information like results or news is added to the platform. For Bank of America, one investor’s Narrative might assume a lower fair value based on cautious expectations for revenue and margins, while another might set a higher fair value using more optimistic assumptions about those same drivers. Yet both are using the same simple framework to decide what the current price means to them. Do you think there's more to the story for Bank of America? Head over to our Community to see what others are saying! NYSE:BAC 1-Year Stock Price Chart  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.Valuation is complex, but we're here to simplify it.Discover if Bank of America might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. 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