Chimera posts FY 2025 net income available to common shareholders of USD 144.47 million

Chimera Investment Corp. reported FY 2025 GAAP net income of USD 230.50 million (+30.9%) and net income available to common shareholders of USD 144.47 million (+59.9%), with diluted EPS of USD 1.72 for FY 2025. Net interest income was USD 266.42 million in FY 2025, while “earnings available for distribution” (non-GAAP) were USD 141.06 million (+16.4%), or USD 1.68 per adjusted diluted share. Chimera declared USD 1.48 in common dividends per share in FY 2025, and ended the year with book value per common share of USD 19.70 (vs. USD 19.72 at FY 2024 year-end). In Q4 2025, net income available to common shareholders was USD 6.50 million (USD 0.08 per diluted share). Chimera said Q4 book value per share declined 2.7% to USD 19.70 from the prior quarter, citing fair-value moves in securitized debt versus underlying loans and elevated transaction expenses. Strategically, Chimera completed the USD 272.00 million acquisition of HomeXpress on Oct. 1, 2025, and restructured reporting into two segments: Investment Portfolio and Residential Origination. In Q4 2025, HomeXpress originated 2,516 loans totaling about USD 1.04 billion UPB, and reported net income of USD 8.00 million (including about USD 21.00 million of gain on origination and sale of loans, net). For FY 2025, Chimera reported USD 20.59 million of gain on origination and sale of loans, net, and USD 35.38 million of investment management and advisory fees (following the Palisades acquisition in Dec. 2024). Chimera also highlighted USD 4.30 billion of Agency RMBS purchases during 2025 and a new USD 38.00 million MSR-related investment tied to a USD 6.50 billion Fannie Mae MSR pool, and noted a USD 120.00 million issuance of 8.875% unsecured senior notes due 2030.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Chimera Investment Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001409493-26-000017), on February 18, 2026, and is solely responsible for the information contained therein.