Public Financial Holdings Ltd. has published its 2025 annual report, outlining a return to profitability for the year ended 31 December 2025 compared with a loss in the prior year. The group reported higher operating income driven mainly by increased net interest income amid lower funding costs, while operating expenses rose due to higher staff and digitalisation costs. Credit loss expenses declined year on year, and the group recorded a larger revaluation loss on investment properties. In business updates, the group said gross loans and advances and customer deposits increased, supported by growth in its property mortgage portfolio and a shift toward lower-cost deposit mix. The report also noted continued investment in digital banking, including enhancements to mobile banking and electronic customer due diligence processes, and provided an update on its branch networks across Hong Kong and Shenzhen. The full report can be accessed through the link below.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Public Financial Holdings Ltd. published the original content used to generate this news brief via IIS, the Issuer Information Service operated by the Hong Kong Stock Exchange (HKex) (Ref. ID: HKEX-EPS-20260224-12028348), on February 24, 2026, and is solely responsible for the information contained therein.
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