BankUnited posts FY 2025 net income up 15% to USD 268.4 million

Reuters02-27
<a href="https://laohu8.com/S/BKU">BankUnited</a> posts FY 2025 net income up 15% to USD 268.4 million

BankUnited reported FY 2025 net income of USD 268.4 million (+15.0%), or USD 3.53 per diluted share, and pre-provision net revenue (PPNR) of USD 429.7 million (+16.0%). Return on average assets (ROAA) improved to 0.77% and return on average equity (ROAE) to 9.0%. Net interest income rose to USD 1.0 billion (+8.0%) and tax-equivalent net interest margin expanded to 2.95% (up 0.22), as the average cost of total deposits declined to 2.40% and spot total deposit APY fell to 2.10% at December 31, 2025. The company highlighted continued balance sheet repositioning, including non-interest bearing demand deposit account (NIDDA) growth of USD 1.5 billion (+20.0%) during FY 2025 to 31% of total deposits, alongside a USD 1.7 billion decline in wholesale funding (including FHLB advances and brokered deposits). Total loans declined by USD 24 million, with core loans up USD 786 million and residential, franchise, equipment and municipal finance portfolios down a combined USD 810 million; the loan-to-deposit ratio decreased to 82.7% at December 31, 2025. Provision for credit losses was USD 67.9 million, net charge-offs were 0.30% of average loans, and non-performing assets were 1.08% of total assets at December 31, 2025. BankUnited also reported CET1 of 12.3% at December 31, 2025, tangible book value per share of USD 40.14 (+10.0%), FY 2025 share repurchases of USD 44.8 million, and a quarterly dividend of USD 0.31 per share maintained through 2025; it redeemed all outstanding senior notes due November 2025 in August 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. BankUnited Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001504008-26-000011), on February 26, 2026, and is solely responsible for the information contained therein.

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