UWM said Q4 2025 loan origination volume was USD 49.6 billion, with total revenue of USD 945.2 million, net income of USD 164.5 million and adjusted EBITDA of USD 232.8 million. Total gain margin was 1.22%. Purchase originations were USD 18.9 billion and refinance originations were USD 30.7 billion. The company ended Q4 2025 with total equity of USD 1.6 billion and approximately USD 1.8 billion of available liquidity, including USD 503.4 million of cash. For FY 2025, UWM reported loan origination volume of USD 163.4 billion, total revenue of USD 3.2 billion, net income of USD 244.0 million and adjusted EBITDA of USD 697.3 million, with a gain margin of 1.16%. UWM also provided a Q1 2026 total revenue outlook of USD 650 million to USD 850 million and declared a quarterly cash dividend of USD 0.10 per share. Business updates for the period included a definitive all-stock merger agreement to acquire Two Harbors Investment Corp., continued rollout of a collaboration with BILT to enable rewards on on-time digital payments, the launch of an AI-enhanced income calculator for brokers, and an arena naming-rights partnership for its consumer-facing Mortgage Matchup brand with the Phoenix Suns and Mercury.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. UWM Holdings Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 202602250830BIZWIRE_USPR_____20260225_BW557905) on February 25, 2026, and is solely responsible for the information contained therein.
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