ACI posts FY 2025 net income up 12% to USD 227 million

Reuters02-26 19:03
ACI posts FY 2025 net income up 12% to USD 227 million

ACI reported FY 2025 total revenue of USD 1.76 billion, up 10%, including recurring revenue of USD 1.21 billion, up 11%. FY net income was USD 227 million, up 12%, and adjusted EBITDA was USD 506 million, up 9%, with cash flow from operating activities of USD 323 million; ACI returned USD 203 million to shareholders via share repurchases. By segment, FY Payment Software revenue rose 9% and Biller revenue rose 13%. In Q4 2025, revenue was USD 482 million and net income was USD 64 million, while adjusted EBITDA was USD 161 million. During Q4, ACI signed a major UK bank for ACI Connetic, expanding the geographic reach of its cloud-native payments hub platform. The company ended 2025 with USD 196 million in cash and USD 823 million in debt, and announced board changes including the appointment of Kimberly deBeers and the departures of Janet Estep and Charles Peters effective February 23, 2026. For FY 2026, ACI guided to revenue of USD 1.88 billion to USD 1.91 billion and adjusted EBITDA of USD 530 million to USD 550 million, and for Q1 2026 it expects revenue of USD 405 million to USD 415 million and adjusted EBITDA of USD 88 million to USD 93 million.

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