UOB Sees 2026 NIM at 1.75%-1.80%

Reuters02-27 17:27
UOB Sees 2026 NIM at 1.75%-1.80%

UOB expects its net interest margin to range between 1.75% and 1.80% in 2026, while keeping its 2026 total credit costs guidance unchanged at 25 to 30 basis points. In the latest quarter, net interest margin rose 2 basis points quarter-on-quarter to 1.84% and 4Q25 credit costs normalised from the prior quarter’s elevated level; FY25 net profit was SGD4.7 billion, weighed by pre-emptive provisioning.

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