UWM Holdings Reshapes Mortgage Model With Two Harbors Deal And Tech Push

Simply Wall St.17:40

UWM Holdings (NYSE:UWMC) has entered into a definitive agreement to acquire Two Harbors Investment Corp., aiming to expand its mortgage servicing footprint. The company is rolling out new technology ...

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The company is rolling out new technology ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nyse-uwmc/uwm-holdings/news/uwm-holdings-reshapes-mortgage-model-with-two-harbors-deal-a\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>UWM Holdings Reshapes Mortgage Model With Two Harbors Deal And Tech Push</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nUWM Holdings Reshapes Mortgage Model With Two Harbors Deal And Tech Push\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-02-27 17:40 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/diversified-financials/nyse-uwmc/uwm-holdings/news/uwm-holdings-reshapes-mortgage-model-with-two-harbors-deal-a><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>UWM Holdings (NYSE:UWMC) has entered into a definitive agreement to acquire Two Harbors Investment Corp., aiming to expand its mortgage servicing footprint. The company is rolling out new technology ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/diversified-financials/nyse-uwmc/uwm-holdings/news/uwm-holdings-reshapes-mortgage-model-with-two-harbors-deal-a\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4587","symbol_name":"ChatGPT概念","start_time":0,"source_url":"https://simplywall.st/stocks/us/diversified-financials/nyse-uwmc/uwm-holdings/news/uwm-holdings-reshapes-mortgage-model-with-two-harbors-deal-a","article_id":"2614836211","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7021000-choice1-main-header/1585186662944"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/diversified-financials/nyse-uwmc/uwm-holdings/news/uwm-holdings-reshapes-mortgage-model-with-two-harbors-deal-a","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2614836211","pubTimestamp":1772185232,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"UWM Holdings (NYSE:UWMC) has entered into a definitive agreement to acquire Two Harbors Investment Corp., aiming to expand its mortgage servicing footprint.\nThe company is rolling out new technology tools, including an AI powered income calculator, to streamline underwriting decisions.\nUWM is also partnering with BILT on a rewards offering that ties mortgage activity to loyalty benefits for customers.\n\nFor investors watching NYSE:UWMC at a current share price of $4.55, these moves come after...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4587":"ChatGPT概念","UWMC":"UWM Holdings Corporation","BK4551":"寇图资本持仓","BK4229":"商业和住宅抵押贷款融资","BK4588":"碎股","BK4585":"ETF&股票定投概念","AIYY":"YIELDMAX AI OPTION INCOME STRATEGY ETF","BK4528":"SaaS概念","BK4023":"应用软件","BK4195":"互助储蓄与抵押信贷金融服务","BK4543":"AI"},"translate_title":"UWM Holdings通过两个港口交易和技术推动重塑抵押贷款模式","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"UWMC":1,"AIYY":0.6},"content_text":"UWM Holdings (NYSE:UWMC) has entered into a definitive agreement to acquire Two Harbors Investment Corp., aiming to expand its mortgage servicing footprint. The company is rolling out new technology tools, including an AI powered income calculator, to streamline underwriting decisions. UWM is also partnering with BILT on a rewards offering that ties mortgage activity to loyalty benefits for customers.  For investors watching NYSE:UWMC at a current share price of $4.55, these moves come after a mixed return profile, with shares up 3.2% year to date but showing a 22.4% decline over the past month and a 19.1% decline over the past year. Over a 3 year period, the stock shows a 16.7% return, while the 5 year return stands at a 25.1% decline, highlighting how sentiment around the name has differed across timeframes. The pending Two Harbors acquisition, together with the AI income calculator and BILT rewards partnership, gives investors several concrete developments to watch as UWM reshapes parts of its business. How effectively the company integrates new servicing volume and uses technology and rewards tools to support broker and borrower relationships will be important for investors tracking NYSE:UWMC. Stay updated on the most important news stories for UWM Holdings by adding it to your watchlist or portfolio. Alternatively, explore our Community to discover new perspectives on UWM Holdings. NYSE:UWMC Earnings & Revenue Growth as at Feb 2026 📰 Beyond the headline: 2 risks and 2 things going right for UWM Holdings that every investor should see. AdvertisementQuick Assessment  ✅ Price vs Analyst Target: At $4.55, the share price sits about 28% below the US$6.30 analyst target. ❌ Simply Wall St Valuation: Shares are trading 93.5% above Simply Wall St's estimated fair value, which flags an overvaluation. ❌ Recent Momentum: The 30 day return of about 22% decline shows weak short term momentum despite the news.  There is only one way to know the right time to buy, sell or hold UWM Holdings. Head to the Simply Wall St's\ncompany report for the latest analysis of UWM Holdings's Fair Value.. Key Considerations  📊 The Two Harbors deal and new tech tools could change the size and mix of UWM's servicing and underwriting activity, which may influence how investors view the business model. 📊 Watch the P/E of 44.6 vs the industry average of 16.6, progress on integrating Two Harbors, and adoption of the AI income calculator and BILT partnership in volumes and costs. ⚠️ Interest payments are not well covered by earnings and the 8.79% dividend is not well covered by earnings or free cash flows, which may limit flexibility as the acquisition closes.  Dig Deeper For the full picture including more risks and rewards, check out the\ncomplete UWM Holdings analysis. Alternatively, you can check out the\ncommunity page for UWM Holdings to see how other investors believe this latest news will impact the company's narrative.  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.New: AI Stock Screener & AlertsOur new AI Stock Screener scans the market every day to uncover opportunities.• Dividend Powerhouses (3%+ Yield)• Undervalued Small Caps with Insider Buying• High growth Tech and AI CompaniesOr build your own from over 50 metrics.Explore Now for FreeHave feedback on this article? Concerned about the content? Get in touch with us directly. 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