Home BancShares reported FY 2025 net income of USD 475.4 million (+18.2%) and diluted EPS of USD 2.41, with return on average assets of 2.10% and return on average common equity of 11.61%. Net interest margin rose to 4.51% from 4.27%, while the efficiency ratio improved to 40.88% from 42.74%. At December 31, 2025, HBI had total assets of USD 22.88 billion, loans receivable of USD 15.69 billion, deposits of USD 17.48 billion, and stockholders’ equity of USD 4.30 billion. Non-performing loans were USD 85.0 million (0.54% of total loans) and the allowance for credit losses was USD 297.6 million (1.90% of loans). Business highlights included USD 921.7 million of organic loan growth (USD 727.5 million in the legacy footprint and USD 194.2 million in Centennial Commercial Finance Group), the payoff of a USD 140.0 million subordinated note due 2030 and the repurchase of USD 20.0 million of subordinated notes due 2032 (resulting in a USD 1.9 million gain), and the repurchase of 2,890,706 shares at a weighted-average price of USD 28.13. The company also closed one branch in Jacksonville, Arkansas and opened a new branch in San Antonio, Texas, ending 2025 with 218 branches.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Home BancShares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001331520-26-000051), on February 27, 2026, and is solely responsible for the information contained therein.
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