Is Hartford (HIG) Still Attractive After A 20% One Year Share Price Gain?

Simply Wall St.03-03 18:22

If you are wondering whether Hartford Insurance Group shares still offer value after a strong run, it helps to step back and look at what the current price is really implying. The stock last closed at...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2616346768?lang=en_US&edition=fundamental","thumbnail":"https://images.simplywall.st/asset/industry/7213000-choice2-main-header/1585186864667","is_english":true,"pubTime":"2026-03-03 18:22","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2616346768","market":"sg","top_or_hot":-1,"title":"Is Hartford (HIG) Still Attractive After A 20% One Year Share Price Gain?","media":"Simply Wall St.","content":"<div>\n<p>If you are wondering whether Hartford Insurance Group shares still offer value after a strong run, it helps to step back and look at what the current price is really implying. The stock last closed at...</p>\n\n<a href=\"https://simplywall.st/stocks/us/insurance/nyse-hig/hartford-insurance-group/news/is-hartford-hig-still-attractive-after-a-20-one-year-share-p\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is Hartford (HIG) Still Attractive After A 20% One Year Share Price Gain?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs Hartford (HIG) Still Attractive After A 20% One Year Share Price Gain?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-03-03 18:22 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/insurance/nyse-hig/hartford-insurance-group/news/is-hartford-hig-still-attractive-after-a-20-one-year-share-p><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>If you are wondering whether Hartford Insurance Group shares still offer value after a strong run, it helps to step back and look at what the current price is really implying. The stock last closed at...</p>\n\n<a href=\"https://simplywall.st/stocks/us/insurance/nyse-hig/hartford-insurance-group/news/is-hartford-hig-still-attractive-after-a-20-one-year-share-p\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU0208291251.USD","symbol_name":"FRANKLIN MUTUAL U.S. VALUE \"A\" (USD) INC","start_time":0,"source_url":"https://simplywall.st/stocks/us/insurance/nyse-hig/hartford-insurance-group/news/is-hartford-hig-still-attractive-after-a-20-one-year-share-p","article_id":"2616346768","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7213000-choice2-main-header/1585186864667"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/insurance/nyse-hig/hartford-insurance-group/news/is-hartford-hig-still-attractive-after-a-20-one-year-share-p","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2616346768","pubTimestamp":1772533330,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"If you are wondering whether Hartford Insurance Group shares still offer value after a strong run, it helps to step back and look at what the current price is really implying.\nThe stock last closed at US$141.86, with returns of 0.9% over 7 days, 5.0% over 30 days, 3.5% year to date, 20.4% over 1 year, 93.2% over 3 years and 186.4% over 5 years. This naturally raises questions about how much of the story is already priced in.\nRecent news around Hartford has focused on its position within the...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"LU0208291251.USD":"FRANKLIN MUTUAL U.S. VALUE \"A\" (USD) INC","LU0070302665.USD":"FRANKLIN MUTUAL U.S. VALUE \"A\" (USD) ACC","HIG":"哈特福德金融","BK4588":"碎股","IE00BKVL7J92.USD":"Legg Mason ClearBridge - US Equity Sustainability Leaders A Acc USD","IE00BZ1G4Q59.USD":"LEGG MASON CLEARBRIDGE US EQUITY SUSTAINABILITY LEADER \"A\"(USD) INC (A)","BK4107":"财产与意外伤害保险","LU0320765489.SGD":"FTIF - Franklin Mutual US Value A Acc SGD","BK4117":"多元化保险","IE00BSNM7G36.USD":"NEUBERGER BERMAN SYSTEMATIC GLOBAL SUSTAINABLE VALUE \"A\" (USD) ACC","BK4585":"ETF&股票定投概念"},"translate_title":"哈特福德(HIG)股价一年上涨20%后仍然有吸引力吗？","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"HIG":1.5},"content_text":"If you are wondering whether Hartford Insurance Group shares still offer value after a strong run, it helps to step back and look at what the current price is really implying. The stock last closed at US$141.86, with returns of 0.9% over 7 days, 5.0% over 30 days, 3.5% year to date, 20.4% over 1 year, 93.2% over 3 years and 186.4% over 5 years. This naturally raises questions about how much of the story is already priced in. Recent news around Hartford has focused on its position within the insurance sector and how investors are thinking about insurers that may be better capitalized, more disciplined in underwriting or more focused on shareholder returns. This provides a backdrop to the share price moves you are seeing. These themes matter because they often shape how the market views risk and what it is willing to pay for each dollar of future earnings or book value. On our checks, Hartford Insurance Group scores 5 out of 6 on our valuation score. Next we will look at how different methods such as P/E, P/B and cash flow based models each tell part of the story, before finishing with a more complete way to think about value at the end of the article.  Hartford Insurance Group delivered 20.4% returns over the last year. See how this stacks up to the rest of the Insurance industry. AdvertisementApproach 1: Hartford Insurance Group Excess Returns Analysis The Excess Returns model looks at how effectively a company turns shareholder capital into earnings that are above its estimated cost of equity, then capitalizes those extra profits into an intrinsic value per share. For Hartford Insurance Group, the inputs are quite clear. Book value is $67.33 per share and the stable earnings per share are $14.64, based on weighted future Return on Equity estimates from 10 analysts. That lines up with an average Return on Equity of 18.03%, which is compared with a cost of equity of $5.67 per share. The difference between what the company is estimated to earn on equity and what that equity is assumed to cost is an excess return of $8.98 per share. Using these relationships and a stable book value estimate of $81.19 per share, based on forecasts from 11 analysts, the Excess Returns model arrives at an intrinsic value of around $332.74 per share. Against the recent share price of US$141.86, this framework implies the stock is 57.4% undervalued. Result: UNDERVALUED Our Excess Returns analysis suggests Hartford Insurance Group is undervalued by 57.4%. Track this in your watchlist or portfolio, or discover 45 more high quality undervalued stocks. HIG Discounted Cash Flow as at Mar 2026 Head to the Valuation section of our Company Report for more details on how we arrive at this Fair Value for Hartford Insurance Group. Approach 2: Hartford Insurance Group Price vs Earnings For a consistently profitable company, the P/E ratio is a useful way to think about value because it links what you pay today to the earnings the business is already generating. In general, higher growth expectations and lower perceived risk support a higher “normal” P/E, while slower growth and higher risk usually justify a lower one. Hartford Insurance Group currently trades on a P/E of 10.26x. That sits just below the peer average of 10.32x and the broader Insurance industry average of 12.02x. Simply Wall St’s Fair Ratio for Hartford is 12.26x. This Fair Ratio is a proprietary estimate of what a reasonable P/E might look like once you factor in elements such as earnings growth, profit margins, industry, market cap and company specific risks. Because it is tailored to Hartford’s own profile, the Fair Ratio aims to be more informative than a simple comparison with peers or the industry, which can mask differences in quality or risk. Setting the current P/E of 10.26x against the Fair Ratio of 12.26x suggests the shares are trading below what this framework would view as a neutral valuation. Result: UNDERVALUED NYSE:HIG P/E Ratio as at Mar 2026 P/E ratios tell one story, but what if the real opportunity lies elsewhere? Start investing in legacies, not executives. Discover our 19 top founder-led companies. Upgrade Your Decision Making: Choose your Hartford Insurance Group Narrative Earlier we mentioned that there is an even better way to understand valuation, so on Simply Wall St you can use Narratives, where you tell your story about Hartford Insurance Group by setting your own assumptions for future revenue, earnings and margins. The platform then turns that story into a forecast, calculates a Fair Value to compare with the current price to help you decide whether the stock looks expensive or inexpensive, and keeps that Fair Value updated when new data like earnings or news arrives, all within the Community page that millions of investors use. For example, one Hartford Narrative might lean closer to the higher analyst target of US$163.0 if you think digital investments and E&S growth support stronger earnings, while another might sit nearer the US$120.0 low target if you are more focused on catastrophe risks, competition and regulatory pressures. Do you think there's more to the story for Hartford Insurance Group? Head over to our Community to see what others are saying! NYSE:HIG 1-Year Stock Price Chart  This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.Valuation is complex, but we're here to simplify it.Discover if Hartford Insurance Group might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.36.2","shortVersion":"4.36.2","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2616346768","isCrawlerRequest":true}