Pinnacle Financial’s FY 2025 net income jumps 35.1% to USD 641.9 million

Reuters03-03
Pinnacle Financial’s FY 2025 net income jumps 35.1% to USD 641.9 million

Pinnacle Financial posted FY 2025 net income of USD 641.9 million (up 35.1%), with net income available to common shareholders of USD 626.7 million (up 36.3%). Diluted EPS was USD 8.07 (up 35.4%). Net interest income was USD 1.5 billion (up 13.4%), supported by a net interest margin of 3.24% (vs. 3.16%) and lower interest expense of USD 1.2 billion (down 6.4%) on interest income of USD 2.8 billion (up 3.6%). Noninterest income rose to USD 506.6 million (up 36.5%), including USD 118.3 million from its equity-method investment in BHG (up 87.3%), while noninterest expense increased to USD 1.2 billion (up 12.8%), including USD 21.7 million of merger-related costs tied to the Synovus deal. The balance sheet expanded with total assets of USD 57.7 billion at Dec. 31, 2025 and loans of USD 39.2 billion, while deposits totaled USD 47.4 billion. Credit quality metrics included an allowance for credit losses of USD 441.5 million (1.13% of total loans) and nonperforming assets of USD 141.5 million (0.25% of total assets). The company reported an efficiency ratio of 56.83% and return on average assets of 1.15% for FY 2025. Pinnacle Financial completed its merger with Synovus on Jan. 1, 2026; FY 2025 results also reflected securities portfolio repositioning, with USD 271.4 million of investment securities sold at a USD 16.6 million net pre-tax loss, and higher wealth management revenue, with investment services income of USD 84.4 million (up 24.9%) and trust fees of USD 40.4 million (up 21.5%).

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Pinnacle Financial Partners Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0002082866-26-000018), on March 02, 2026, and is solely responsible for the information contained therein.

At the request of the copyright holder, you need to log in to view this content

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap
Leave a comment